The latest research, data, and insights from the investment experts at Key Private Bank.
2025 Social Security Trustees Report: Combined Trust Fund Projected to Deplete One Year Sooner than 2024 Estimate
The board of trustees of the Social Security trust funds projects that the combined fund will be able to provide full benefits until 2034, one year earlier than in projected in 2024.
Key Questions: Q4 Earnings Recap “What Did We Learn From Fourth Quarter Earnings?”
Earnings reporting season for the recently ended quarter is nearly complete, and between the flood of activity from the new administration and the emergence of a potential breakthrough moment in Artificial Intelligence (“AI”), it has been an extremely eventful one. We analyzed dozens of such reports and identified three “key themes” that best summarize the quarter.
Cash Is Not Trash, but How Long Will It Last?
The Fed has begun cutting interest rates, yet cash-equivalent yields are still relatively attractive compared to recent history. See how our leading experts recommend navigating the Fed rate cutting cycle. Explore detailed planning scenarios which incorporate Key Wealth’s capital market return projections (including our expectations for long-term returns on cash).
The Doctor Will See You Now
Just as health care adopted AI for patients, the wealth management industry is embracing the technology for your financial wellness.
When the Market Is Volatile, Why Is it Important to Have a Financial Plan?
Markets will always be unpredictable. Market downturns are painful but are a naturally occurring component of equity-market investing. A well-designed financial plan considers market volatility and can help you brave the ever-changing ebbs and flows of the market. If you do not have a plan yet and are just focusing on investing advice, you are missing out on the sense of security that a quality financial plan can provide.
Key Questions: How Much Longer Can the US Consumer Carry the Economy?
In the grand theater of economics, the US consumer often plays the lead role. Consumer spending accounts for a significant portion of US. GDP, approximately 70%, which would suggest that if the US consumer were a country, it would be larger than Germany, Japan, India, and the UK combined,
Key Questions: Are Renewed Banking Fears Something to Fear?
Since the COVID pandemic, the banking sector has been battered by several forces. In particular, rapidly rising interest rates have created asset-liability mismatches and increased the cost of doing business at the same time that work-from-home trends have reduced demand for office leases, putting pressure on real estate loans held by some banks
Selling Your Business When Interest Rates Are High
When interest rates are increasing, the values of businesses can be influenced by several factors.
The Key Wealth Institute is comprised of financial professionals representing KeyBank National Association (KeyBank) and certain affiliates, such as Key Investment Services LLC (KIS) and KeyCorp Insurance Agency USA Inc. (KIA).
Any opinions, projections, or recommendations contained herein are subject to change without notice, are those of the individual author(s), and may not necessarily represent the views of KeyBank or any of its subsidiaries or affiliates.
This material presented is for informational purposes only and is not intended to be an offer, recommendation, or solicitation to purchase or sell any security or product or to employ a specific investment or tax planning strategy.
KeyBank, nor its subsidiaries or affiliates, represent, warrant or guarantee that this material is accurate, complete or suitable for any purpose or any investor and it should not be used as a basis for investment or tax planning decisions. It is not to be relied upon or used in substitution for the exercise of independent judgment. It should not be construed as individual tax, legal or financial advice.
The summaries, prices, quotes and/or statistics contained herein have been obtained from sources believed to be reliable but are not necessarily complete and cannot be guaranteed. They are provided for informational purposes only and are not intended to replace any confirmations or statements. Past performance does not guarantee future results.
Investment products, brokerage and investment advisory services are offered through KIS, member FINRA/SIPC and SEC-registered investment advisor. Insurance products are offered through KIA. Insurance products offered through KIA are underwritten by and the obligation of insurance companies that are not affiliated with KeyBank.
Non-Deposit products are:
NOT FDIC INSURED • NOT BANK GUARANTEED • MAY LOSE VALUE • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY