FDIC-Insured Individual Retirement Accounts (IRAs)
Prepare for retirement with confidence.
Have peace of mind knowing your retirement funds are insured by the FDIC. And whether you choose a traditional or Roth IRA, or would like to roll over an existing IRA, KeyBank has a variety of options to choose from, so you can plan for a secure retirement.
About IRAs
With IRAs, you can defer taxes for as long as possible,1 allowing your retirement savings to grow over many years. In many cases, such IRAs are an attractive account structure for long-term returns.
KeyBank has FDIC-insured IRA options for you to choose from.
Key IRA Tiered CD With Relationship Reward
Earn higher rates with relationship rates
- For a Key IRA Certificate of Deposit with Relationship Reward a minimum deposit of $1,000 is required
- To qualify for a Key IRA Certificate of Deposit with Relationship Reward, you must open and maintain a Key Advantage Checking®, Key Privilege Checking®, Key Privilege Select Checking®, Key Select Checking®, Key Private Client® Checking, Key Private Bank Checking®, or Key Private Bank Personal Checking account
- Build this fixed-term account to suit your needs
- Automatically renews to a Key IRA CD
Key IRA Tiered CD
- Build this fixed-term account to suit your needs
- Automatically renews to a Key IRA CD
IRA Money Market Account
Keep your funds liquid for short-term needs in retirement
- Ideal for combining multiple accounts with different maturity dates, and for keeping cash on hand for upcoming needs
- Make unlimited deposits at any time, subject to IRS guidelines, so you can save quickly
- Variable interest
- No maturity date
- Interest is compounded daily for the highest possible yields
- FDIC insured
1
Consult a tax advisor regarding tax benefits.