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THE SERVICE

By executing this authorization and consent ("Consent Form"), you may receive electronic notice and delivery of periodic account statements ("Statements") from KeyBank National Association ("KeyBank") for accounts selected by you through Key Private Bank Wealth Portal ("Wealth Portal"), a secure web site ("Web Site"), as described in this Consent Form. You may select to receive Statements electronically for all or some of your accounts.

The term "Online Statement Delivery Services" includes all aspects of the access to Statements via Wealth Portal as described in this Consent Form. This Consent Form covers all accounts listed in the Online Statement Preference Screen ("Designated Accounts").

With respect to each Designated Account, access is permitted to an electronic version of recent paper-based Statements ("Electronic Records"). The Online Statement Delivery Service provides access to i) the most current Statement, and ii) any Statement produced during the previous 36 months, with respect to each Designated Account. The Online Statement Delivery Service is provided free of charge and permits the flexibility of saving and printing of your Statements at any time, subject to the 36 month retention limit.

You have the option of being notified via e-mail when a Statement is posted to Wealth Portal and ready for viewing. You must validate your e-mail address with your Account Representative upon enrollment to utilize this option. Attempts will be made to notify you at the single, specific e-mail address enrolled in Wealth Portal that a Statement has been posted to Wealth Portal and is ready for viewing.

You may be automatically unenrolled from this Online Statement Delivery Service (and begin receiving Statements through the U.S. Mail) if you do not access a Wealth Portal Online Statement Retrieval Screen at least once every six (6) months.

USING THIS SERVICE MAY STOP DELIVERY OF PAPER RECORDS

You have the option to contact your Account Representative to request to receive statements online via the Wealth Portal. This feature will direct KeyBank to cease delivery of periodic account statements for Designated Accounts, in paper form.

E-MAIL WILL BE YOUR ONLY OPPORTUNITY TO RECEIVE NOTICE THAT STATEMENTS HAVE BEEN POSTED AND ARE READY FOR VIEWING

The only notice that you will receive advising you that Electronic Records have been posted to the Web Site will be by e-mail that is provided to your Account Representative and is set up in your account profile by KeyBank. No other "Notice" option is available or will be sent.

You agree that notices sent to the Designated E-Mail Address will constitute sufficient and effective delivery of the e-mail to you for all purposes including applicable federal or state law and statutes of limitation, whether or not you access or review the Notice, Web Site or specific Electronic Record, and you agree that posting of a Statement to Wealth Portal will constitute sufficient and effective delivery and notice of the Statement to you for all purposes including applicable federal or state law and statutes of limitation, whether or not you access or review the Notice, Web Site or specific Electronic Record.

You agree to maintain access to the Web Site in a manner that gives you the continuous ability to access, review, download and print your Electronic Records. You are responsible to keep any Designated E-Mail Address current on Wealth Portal, ensuring that it is operable and active.

YOU MAY STOP THE ONLINE STATEMENT DELIVERY SERVICE AT ANY TIME

You may revoke consent for the Online Statement Delivery Service at any time by contacting your Account Representative. Electronic posting of your Electronic Records on the Web Site and transmission of related Notices will continue until: (i) termination of the Online Statement Delivery Service with respect to a Designated Account , or (ii) termination of your Designated Account with KeyBank. KeyBank may terminate the Online Statement Delivery Service for any or all Designated Accounts or for any or all Electronic Records at any time. Upon any termination of the Online Statement Delivery Service described above ("Termination"), delivery of paper copies of Electronic Records will resume within a reasonable time. Termination of the Online Statement Delivery Service does not affect the validity or legal effect of any Electronic Record delivered to you or any Owners through the Online Statement Delivery Service. Termination of the Online Statement Delivery Service does not terminate Wealth Portal access.

REJECTED E-MAIL NOTICES MAY CANCEL THIS SERVICE

Attempts will be made to notify you at the Designated E-Mail Address that a Statement is available to view if you have enrolled a Designated E-Mail Address. You will be automatically unenrolled from this Online Statement Delivery Service and will begin receiving account statements through the U.S. Mail if you do not access a Designated Account via Wealth Portal at least once every six (6) months. If the Designated E-Mail Address provided is incorrect and is not corrected by you or if e-mail to the Designated E-Mail Address is not deliverable, you may be unenrolled from this Online Statement Delivery Service and begin receiving account statements through the U.S. Mail.

YOU MAY RECEIVE A PAPER COPY OF A ELECTRONIC RECORD AT ANY TIME

KeyBank will send you a paper copy of your Electronic Record previously delivered through the Online Statement Delivery Service at your request. KeyBank's standard fee then in effect and charges for paper delivery of account statements will apply. Paper copies of Electronic Records can be requested by contacting your Trust Administrator or Client Manager. A request for a paper copy does not cause a Termination of the Online Statement Delivery Service. A paper copy of Electronic Records can be obtained until the copy is no longer required to be maintained as a record for the Designated Account under applicable law or regulation.

APPROPRIATE COMPUTER EQUIPMENT AND SOFTWARE ARE REQUIRED

You agree that you have or will have access at all times to a personal computer with capabilities that support, at your cost, the Online Statement Delivery Service's required minimum user capabilities, which include the ability i) to receive and view Notices, Electronic Records and other files in HTML, PDF or Adobe Acrobat Reader® form or in other formats as KeyBank may advise, ii) to utilize high-level browser encryption, iii) to maintain Internet access, and iv) to access the Designated E-Mail Address. If the method of electronic delivery changes so as to require additional software, upgrades, plug-ins or additional security features in the hardware or software system used by you, you may either terminate the Online Statement Delivery Service or agree to upgrade your hardware or software system to the required standards, software, applications or other feature(s) made available to you by appropriate hyperlink on the Web Site or otherwise.

YOU MAY INCUR ADDITIONAL COSTS FOR USING THE SERVICE

You understand that your accessing Electronic Records through the Web Site and receiving Notices may incur certain costs associated with e-mail, electronic access, downloading, online time and subscription costs associated with Internet and telecommunications service providers, paper and printing costs, and equipment or software upgrades if necessary. You agree that you will pay all such costs and expenses in connection with your use of the Online Statement Delivery Service.

INTERNET SERVICES AND E-MAIL MAY BE SUBJECT TO CERTAIN RISKS AND DISRUPTION

Certain risks are associated with the transmission of confidential Electronic Records and Notices through the Internet including but not limited to unauthorized access, systems outages, delays, disruptions in telecommunications services and the Internet. E-mail is not private or secure. The Notice sent to you by e-mail is an unencrypted, automatic notice. Although such Notice is not intended to contain personally identifiable confidential financial information, it may contain in its design part or all of your name or other identifier which could be seen or intercepted by others if delivered to your business address or other computers or electronic devices not exclusively under your control. You agree not to respond to the Notice by return e-mail, or use it to request information, service, paper copies or other items or to revoke consent. KeyBank will not be responsible to act upon requests made in that manner.

THIS AGREEMENT AMENDS AND IS IN ADDITION TO ALL OTHER AGREEMENTS

The terms and conditions and authorization and consent in this Consent Form constitute an agreement ("Agreement") by you to use the Online Statement Delivery Service as described herein and may be modified or amended by KeyBank upon written notice sent to you or by posting to the Web Site and sending you a Notice or similar written notice thereof. Your continued use of the Online Statement Delivery Service after such notification of change shall be understood as your agreement to be bound by all such changes. This Agreement is in addition to and part of the terms and conditions of the other agreement(s) governing your use of the Wealth Portal Web Site, and your accounts and relationship with KeyBank, and constitute an amendment of those agreements specifically where sections relate to delivery of selected Electronic Records for Designated Accounts.

MISCELLANEOUS

This Consent Form and Agreement shall be governed by and construed in accordance with federal laws and the laws of the State of Ohio, without regard to conflict of law principles. The invalidity or unenforceability of any provision of this Consent Form and Agreement shall not affect the validity or enforceability of any other provision of this Consent Form and Agreement, which shall remain in full force and effect. This Consent Form and Agreement embodies the entire understanding and agreement between you and KeyBank with respect to the Online Statement Delivery Service and supersedes any prior understandings and agreements relating thereto.

ELECTRONIC CONSENT TO THE SERVICE

By selecting the checkbox and clicking on the "Accept" button below in the electronic version of this Consent Form and Agreement, you indicate your execution and acceptance of the electronic delivery of this Consent Form and Agreement and your authorization and informed consent to the electronic Notice and delivery of Electronic Records selected for your Designated Accounts as described in this Consent Form and Agreement. By executing this Consent Form and Agreement and accepting its terms and conditions, you represent and warrant that you are authorized to do so for the Designated Accounts.