The steps you take today can prepare you for tomorrow. Take control of your retirement armed with insights, updates and strategies to help you have the retirement you’ve been working for.
What You Need to Know About the SECURE 2.0 Act
Just when you thought you had an up-to-date retirement plan solidified, accounting for all the changes of the Setting Every Community Up for Retirement (SECURE) Act of 2019, Congress wrapped up 2022 with the SECURE 2.0 Act.
Getting Your Financial House In Order
Following are some of the major categories and tasks our advisors and I are recommending for clients to get their financial houses in order.
Understanding (and Managing) Your Sequence of Returns Risk
With a well-planned investment strategy, you can navigate today’s market downturn with confidence and get the most out of your golden years.
Proposed Regulations for SECURE Act Leave Things in Flux
If you are not sure how the Setting Every Community Up for Retirement Enhancement Act (SECURE Act) will affect you, take Mark Twain’s advice on the weather in New England and wait a while. It could change again.
Determining If Tax-Loss Harvesting Is Right for You
So far this year the markets are broadly down. You likely have unrealized losses in your portfolio. Tax-loss harvesting may be a strategy to consider, but harvesting those losses now could have a negative outcome in the long run.
Defer No More? Why You Should Rethink Your Retirement Strategy
There’s a new way of thinking about saving for retirement in a rising tax environment. Let's explore the tax changes that are taking place and outline several strategies that help you achieve tax diversification in retirement.
Why Is Inflation so Scary for My Retirement Plan?
Why is the impact of inflation on a retirement plan a hot topic?
The SECURE Act 2.0: Making It Easier to Save for Retirement
Signed into law in December 2019, the Setting Every Community Up for Retirement Enhancement Act (SECURE Act) made it easier for businesses to offer retirement plans and for individuals to save for retirement.
Required Minimum Distributions: Why Some Retirees May Want to Wait in 2021
To help address the pandemic and its economic fallout, Congress passed legislation that made important changes to retirement accounts.
Using Tax-Free Life Insurance Strategies to Boost Retirement Income
Strategic use of cash value life insurance can provide similar tax-free benefits to a Roth IRA, without Roth IRA income limitations, all while delivering valuable policy benefits.
Rethinking Social Security: The Impact of the 2020 Trustees Report
Projections indicate combined trust fund reserves will deplete in 2035. A reduction of payments is possible if Congress does not address the situation before then. You may want to stress test your financial plan now.
Weighing a Delay: The Considerations of Deferring Social Security Benefits
For those who can draw on other income sources, it may make sense to delay Social Security benefits until age 70. Discussing the optimal Social Security benefits for a married couple involves several variables to factor for.