Rollover IRAs
Life changes can impact your future plans and your financial picture. Keep your strategy on track and maximize your retirement savings by transferring qualified accounts into a rollover IRA. Explore your options with our team, and be confident that your choices match your future needs.
What to Know About Rollover IRAs
- If you leave a job or retire, you can roll over funds from an employer-sponsored retirement plan, such as a 401k, into a rollover IRA
- Retirement savings continue growing, tax-deferred
- Have greater flexibility in choosing your investments
- Transfer your IRA account from one provider to another
- Consolidate multiple employer plans into one resource
- Required withdrawals begin at age 73 (Effective January 1st, 2023, U.S. Congress passed the Secure Act 2.0 which increased the Required Minimum Distribution age from 72 to 73)
Investment products are offered through Key Investment Services LLC (KIS), member FINRA/SIPC and SEC-registered investment advisor. Insurance products are offered through KeyCorp Insurance Agency USA, Inc. (KIA). KIS and KIA are non-bank affiliates of KeyBank National Association (KeyBank).
To learn more about KIS’s investment business, as well as our relationship with you, please review our KIS Disclosure page.
Check the background of KIS on FINRA's BrokerCheck.
Non-Deposit products are:
KIS, KIA and KeyBank are separate entities, and when you buy or sell securities and insurance products you are doing business with KIS and/or KIA, and not KeyBank.
Services provided by KeyBank, KIS and/or KIA should not be used in substitution for independent and personal tax advice. KeyBank, KIS and/or KIA do not provide legal advice. Individuals should consult their personal tax and/or legal advisor concerning their particular situation.
