KeyBank Commercial Credit Analyst Program
Turn to Key for a rewarding career opportunity
The Commercial Credit Analyst Program is designed to develop participants into underwriting and portfolio management professionals through classroom training, a portfolio monitoring rotation, cross-functional experiences, robust feedback, and performance management.
Analysts will establish and grow their skill set in credit risk analysis and commercial banking. Essential job functions include the spreading and analysis of company financial statements, the timely and accurate assignment of risk ratings via interim and annual reviews, evaluation of risk via financial performance and credit policy review, and effective communication between sales professionals, credit risk officers, and third-party support.
This role reports up through Banking Group Portfolio Management (BGPM), which is responsible for the underwriting of new credit opportunities and management of loan portfolios for the majority of industry and business segments across KeyBank.
What does our program offer?
- 6 – 8 weeks of foundational credit classroom training, including financial accounting, financial analysis, risk rating rationale, and credit policy review and discussion.
- 12-month rotation through the Credit Surveillance Team (CST), which is responsible for portfolio monitoring responsibilities for Commercial Banking and Business Banking Clients. This rotation also includes an opportunity to support deal teams working on credit actions and events.
- Upon successful completion of your CST rotation, you will be considered for placement on a BGPM team based upon business needs, interest, and match.
- One-on-one mentorship with BGPM leaders.
- Robust, real-time feedback via deliverables review.
What are we looking for?
- Bachelor’s degree in Business, Finance, Economics or Accounting, or related job experience
- A minimum 3.3 GPA preferred
- Strong accounting and financial acumen
- Good analytical and decision-making skills
- Exceptional interpersonal and relationship-building skills
- Effective oral and written communication skills
- Strong knowledge of Microsoft® 365 applications
- Ability to work independently and as part of a team