All credit products are subject to credit approval.
IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans, you will no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans, which may include, but are not limited to, Public Service Loan Forgiveness, Income-Driven Repayment plans, forbearance, or certain forgiveness options granted to Parent Plus borrowers. Please carefully consider your options when refinancing federal student loans and consult www.studentaid.gov for the most current information.
Checking your rate with KeyBank requires a soft credit pull, which generally does not affect your credit score. To proceed with an application, a hard credit pull is required and could affect your credit score. For more information, visit Consumer Financial Protection Bureau.
The 0.25% KeyBank employee interest rate discount is offered on new closed student loan refinance loans for current KeyBank employees. To receive the discount, the employee must apply through the link on the Thrive with Key Benefits page. The KeyBank employee discount is applied to your monthly payment and will be reflected in your billing statement. The KeyBank employee discount is only available at loan origination and at no other time and will go into effect on the date the loan funds are disbursed. This offer can only be combined with the AutoPay/EFT Discount.
If you choose to make monthly payments automatically by electronic fund transfer (EFT) from a bank account, the interest rate will decrease by 0.25%. The discounted interest rate will no longer apply if you stop making monthly payments (or if we stop accepting monthly payments) made automatically by EFT from your bank account. The 0.25% AutoPay/EFT Discount will not reduce the monthly payment; instead, the discount is applied to the principal to help pay the loan faster.
The information provided above is intended to be a summary of Key’s benefit programs. For any inconsistency between this summary and the applicable plan document or policy, the plan document or policy will always prevail. Key reserves the right to amend, modify or terminate the plan or policy at any time and for any reason.
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.
