Key Merchant Services

Key Merchant Services* includes a multitude of services that enable small, medium and large businesses to accept, process and manage any check or credit card transaction. Call a relationship manager to learn more about our scalable solutions—designed to use your existing PC equipment and Internet connection or support implementation of a variety of terminal types with extensive transaction capabilities.

Key Merchant Services Provide

Merchant Services Mobile

Accept card payments quickly and securely, anywhere, anytime, with your smartphone or tablet.


Electronic Check Service (ECS)

ECS is an efficient means to process checks. Converting paper checks into electronic transactions at the point of purchase allows for faster access to funds, reduces costs, and minimizes risk. Choose from a range of service levels to meet your needs.


Software and Internet Solutions

Key Merchant Services offers multiple ways to process and manage credit card transactions from any computer with an internet connection and a web browser. You choose the method that best fits your business practices.



Key Merchant Services offers terminal solutions to fit any need. Whether from an internet connection, the freedom of wireless, or an all-in-one terminal, we have the solution to help you manage your business.


Electronic Gift Card (EGC)

Gift cards can be great marketing tools to attract new customers, keep current customers coming back, and they’re safer and easier to manage than paper-based certificate programs. They’re the right fit for any business, regardless of size.


Reporting Solutions

KeyBank online reporting solutions are fast, easy, and secure, providing the information you need to manage your business. Display recent deposits, view chargebacks and retrieval requests, and access support around the clock from any web browser.


Dynamic Currency Conversion (DCC)

Improve your bottom line while catering to your international clientele. Offer your customers the convenience of paying in their own currency and your business earns a rebate percentage of the currency conversion. Plus, there are no fees or minimums.