Restaurant Industry Payment Solutions

Key’s got the perfect recipe for payment solutions. So you can focus on serving your customers.

What can we get you?

Whether you’re dine-in or to-go, a national chain or a local fast-food joint, Key offers you first-class payment solutions. Need to manage your floor plan, track menu inventory, offer curbside contactless or integrate with delivery services? We’ve got that coming right up.

Experience five-star service

Help when, where, and how you want it. Key Merchant Services offers industry-leading support 24/7, 365 via email, phone, or online chat. From coffee house to bistro, fine dining to lunch counter, we’ve got solutions to keep your business cooking.

Less stress, more success

We know that running a restaurant is hard enough without having to worry about optimizing your payments solution. We can create a solution for your business that helps you maximize your earnings, navigate disputes, and maintain compliance.

Payment Solutions That Are Made to Order

Clover Go new generation

Clover® Go

Accept payments on the go, wherever you go.

clover mini generation 3

Clover® Mini

When it comes to your next point-of-sale (POS), find out why good things come in small packages.

Clover Flex 3

Clover® Flex

The next generation of Clover Flex is here. It's our fastest, most mobile-optimized POS system ever.

clover station

Clover® Station Solo

Our fastest, most customer-engaging POS system.

Every Hour You’re Open Should be a Happy Hour

It can be when your payment options are good to go (or stay).

Managing a kitchen, wait staff, table service, and delivery can get complicated. But how you get paid shouldn’t be. Key can transform your menu of payment options so you can focus on what’s going on beyond the cash register. In fact, maybe we can even get rid of the cash register altogether, so your customers can pay however they want!

Payments Are Our Specialty

Giving restaurant owners and operators the confidence that they've got the best tools and software in the industry is how we do business. Whether it’s online menu creation, real-time menu modification, delivery service capabilities, third-party integration, or smart device contact apps, Key has you covered. We’ll work with you to understand your unique needs and will help you find products and solutions that give you the flexibility you want and the simplicity you need.

3 Easy Steps to Apply


Tell us about your business

Diner in Manhattan? Pub in the ’burbs? Food truck in the parking lot next door? We’ve got products and solutions to meet your sit-down, counter service, fast-casual, take-out, unexpected rush needs.


Tell us about your payments needs

We take the time to understand how and where you like to get paid. From managing tips to handling delivery and mobile service. Tell us what you’d like to offer, and we’ll do the rest.


Buy online or talk to a payments expert

Once we know what you’re looking for, we’ll have the details we need to match you with the right solution. Get started online, or if you’d prefer talking to a real person, we’ve got experts standing by to help.

Accept Payments Securely, Anywhere and Anytime and Get a $3001 Statement Credit

Whether selling in person or online, accept credit and debit card payments securely with pricing as low as 2.6% + $0.10 for swiped and chip cards, and 3.5% + $0.15 for non-swipe transactions online, by phone or mail.2

Start Working with Key Merchant Services

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$300 offer is applied as a statement credit to your new Merchant Services account 60 days after account activation. Limit one $300 offer per new merchant relationship. A new merchant relationship is defined as a new, unique Tax ID brought to Key Merchant Services for a Merchant account. Additional locations and multiple locations under a single TAX ID are excluded. Activation is defined as processing and settling $20.01 to your primary merchant DDA. This offer is non-transferable and not valid with any other offers. The offer period begins on 12/22/2022 and expires on 12/31/2023 at 11:59 p.m. (ET). The terms of this offer are subject to change or cancellation at any time, for any reason. Ineligible products include Clover Go Hardware Only, Clover Account, and Clover Web & Phone Payments. Key Merchant Services is subject to credit approval and subject to terms and conditions of service agreement.


Transaction rates do not include equipment costs, chargeback fees, Clover software or security fees, or other third-party charges. Custom pricing available; restrictions apply.

Banking products and services are offered by KeyBank National Association.

All merchant services, credit, loan and leasing products are subject to credit approval and terms of service.

The Clover® name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data corporation, and are registered or used in the U.S. and many foreign countries. Fees and/or in-app purchases may apply to apps purchased through the Clover App Market.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

EMV® is a registered trademark or trademark of EMVCo LLC in the United States and other countries.