Retail Industry Payment Solutions

Flexible payment tools, products, and software. Keep your customers happy so they’ll keep coming back for more.

Better business management

Enjoy a software suite with the tools and features for operating at max efficiency. Whether it’s handling your online store, tracking inventory, or managing your loyalty program, we want to take the stress out of running your shop.

Customer service is our top priority

Help when, where, and how you want it. Key Merchant Services offers industry-leading service 24/7, 365 via email, phone, or online chat. From e-commerce to in-store, national chain retailer to local boutique, we’ve got what you need whenever you need it.

Empower your clients, improve your business

Whether your customers want to pay online, at checkout in-store, or on the go with mobile payments, we’ll get you up and running quickly. Our solutions are flexible so you get exactly what you need and what your customers expect.

Feature-Rich Payment Experiences to Grow Your Business

Clover Go new generation

Clover® Go

Accept payments on the go, wherever you go.

clover mini generation 3

Clover® Mini

When it comes to your next point-of-sale (POS), find out why good things come in small packages.

Clover Flex 3

Clover® Flex

The next generation of Clover Flex is here. It's our fastest, most mobile-optimized POS system ever.

clover station

Clover® Station Solo

Our fastest, most customer-engaging POS system.

More Solutions for More Sales

Grow your business by partnering with Key.

We get it! Retail is fast-paced, demanding, and stressful. The last thing you should be worried about is payments. So whether you want a simple way to sell online, a gift-card solution for a new revenue stream, or a better option to manage refunds and disputes—we’ve got ways to help your business thrive.

woman paying with credit card using Clover Go

Here to Help You Find the Right Fit

Giving retailers state-of-the-art tools and solutions for managing your business is what we do best. We can put together an online storefront, revolutionize your inventory management system, or get you set up for contactless payments with a portable solution. We give you service and products designed with retailers in mind—so that you can focus on growing your bottom line.

3 Easy Steps to Apply


Tell us about your business

Are you a multi-location chain of physical stores? Or a small online-only store? Maybe you have a kiosk at the local mall. No matter what kind of business you run, we look forward to outfitting you with products and solutions to meet your needs.


Tell us about how you take payments

We take the time to understand how you’d like to get paid. From online payments to in-store contactless to quick credit card swipes on a POS device—tell us what you’re looking for, and we’ll do the rest.


Buy online or talk to a payments expert

Once we know what you’re looking for, we’ll be able to match your business with the right solutions. Get started online, or if you’d prefer talking to a person, we have experts standing by to help.

Accept Payments Securely, Anywhere and Anytime and Get a $3001 Statement Credit

Whether selling in person or online, accept credit and debit card payments securely with pricing as low as 2.6% + $0.10 for swiped and chip cards, and 3.5% + $0.15 for non-swipe transactions online, by phone or mail.2

Start Working with Key Merchant Services

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$300 offer is applied as a statement credit to your new Merchant Services account 60 days after account activation. Limit one $300 offer per new merchant relationship. A new merchant relationship is defined as a new, unique Tax ID brought to Key Merchant Services for a Merchant account. Additional locations and multiple locations under a single TAX ID are excluded. Activation is defined as processing and settling $20.01 to your primary merchant DDA. This offer is non-transferable and not valid with any other offers. The offer period begins on 12/22/2022 and expires on 12/31/2023 at 11:59 p.m. (ET). The terms of this offer are subject to change or cancellation at any time, for any reason. Ineligible products include Clover Go Hardware Only, Clover Account, and Clover Web & Phone Payments. Key Merchant Services is subject to credit approval and subject to terms and conditions of service agreement.


Transaction rates do not include equipment costs, chargeback fees, Clover software or security fees, or other third-party charges. Custom pricing available; restrictions apply.

Banking products and services are offered by KeyBank National Association.

All merchant services, credit, loan and leasing products are subject to credit approval and terms of service.

The Clover® name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data corporation, and are registered or used in the U.S. and many foreign countries. Fees and/or in-app purchases may apply to apps purchased through the Clover App Market.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

EMV® is a registered trademark or trademark of EMVCo LLC in the United States and other countries.