Get the credit card your business needs to manage your cash flow and organizational expenses. Put the security and worldwide acceptance of Mastercard® to work for you.
Overview
| Introductory APR | 0% introductory APR for 6 billing cycles on all Purchases and Balance Transfers (made within the first 60 days.1 of account opening). After that, the variable APR will apply. |
|---|---|
| Purchase and Balance Transfer Regular APR | Currently 14.49% to 24.49%, based on your creditworthiness. |
| Annual Fee | $0 |
| Balance Transfer Fee | $10.00 or 4% of each transaction, whichever is greater |
| Late Payment Fee | Up to $39 |
| Overdraft Protection Transfer Fee | $0 |
| Minimum Interest Charge | If interest is charged, the minimum will be $0.50 |
Features and Benefits
- Employee cards at no additional cost2
Set individual spending limits and view and export employee expenses. - Automatic Payments
Easily set up autopay so your business credit card payments are always taken care of. - Secure Online Business Banking3
Manage your account anytime, anywhere with KeyBank Business Online®. - All the benefits of Mastercard®
100% fraud protection.4 Enjoy Mastercard ID Theft Protection, MasterRental insurance coverage, and business discounts. Get details. - Fast, easy purchases
Pay with the security of a chip card and the speed of contactless technology.
Open a KeyBank Business credit card today.
Top Questions About KeyBank Business Credit Card
You can quickly and easily report your card lost or stolen and request a replacement card in KeyBank Business Online or 24/7 at 1-888-KEY4BIZ® (539-4249).
Managing your credit card online is fast and easy with KeyBank Business Online. Simply sign on, select your card from your list of accounts, and select “Manage Card.”
Learn more about everything you can do in KeyBank Business Online.
The primary account holder may choose to set up additional authorized users in KeyBank Business Online. These users will be able to view balances, make payments, make transfers, and more, depending on the access you allow.
The 0% introductory APR is valid for the first 6 billing cycles on Purchases and Balance Transfers and does not apply to Cash Advances. Thereafter, the variable APR for Purchases and Balance Transfers is 17.49% to 27.49% (depending on your creditworthiness). Balance Transfers must be made within 60 days of account opening for introductory APR to apply. The variable APR for Cash Advances is 27.49%. Cash Advance fee: 5%, $10 minimum. Convenience Check fee: 4%, $10 minimum. Cash Equivalent fee: 5%, $10 minimum. Balance Transfer fee: 4%, $10 minimum. Overdraft Protection Transfer fee: $0. There is a $0.50 minimum finance charge where interest is due. Foreign Transaction fee: 3% of each foreign purchase transaction in U.S. dollars. Transactions originating in Canada are excluded from this fee.
Client may request expedited card delivery for an additional fee. See terms and conditions for full details.
Subject to terms and conditions in Service Agreement.
Certain terms, conditions, and exclusions apply. Benefits are subject to change without notice. Mastercard benefits are subject to the terms and conditions in the guide to benefits that can be found at Mastercard Legal Terms and Conditions. Call the Mastercard Assistance Center at 1.800.MASTERCARD (1.800.627.8372) for more information or for assistance with these benefits.
The creditor and issuer of this credit card is KeyBank N.A., pursuant to a license from Mastercard® International Incorporated. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated.
Rates, fees and other information contained within this disclosure are accurate as of 07/09/2026 and may be subject to change after that date.