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Health Savings Accounts

Help your employees invest in their health.

We know healthcare can be expensive, even with good benefits. Our Health Savings Accounts (HSAs) give employees a helping hand with tax-advantaged contributions and tax-free withdrawals for health costs now or in the future.

Healthy Benefits

  • Simple Setup
    KeyBank HSAs are fully integrated with our payroll, direct deposit and checking account services, making them easy for you and your employees to use.
  • Fee Savings
    When your small business uses Key’s business checking account services, we waive HSA setup, monthly maintenance and annual fees.
  • Tax Advantages
    The contributions your company makes to employees' HSAs are tax-deductible.
  • Convenience
    KeyBank is a local HSA custodian, which means we provide the personal touch through on-site enrollments and presentations, as well as local branches.
  • Access
    Employees can access their HSAs through our ATM network, mobile and online banking.
  • Support
    We're always available, with access through our dedicated KeyBank HSA call center.

To participate, an employee must:

  • Be enrolled in a high-deductible health insurance plan (HDHP)
  • Not have coverage under another health insurance plan, except what is permitted (see IRS Publication 969 for more information)
  • Not have Medicare coverage
  • Not be listed as a dependent on someone else’s tax return

Open an HSA

Borrowing

flexible terms to help you grow your business.

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Credit Cards

for an easier way to track and manage expenses.

Business Credit Card Art

Checking

get more with an interest-bearing account.

person drinking coffee writing a check
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Call Us

888-KEY4BIZ (539-4249)

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

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Schedule an Appointment

Talk to a Branch Manager in your neighborhood.

Schedule an appointment now

Branch locator

Find a Branch or ATM

Contact Us Icon

Call Us

888-KEY4BIZ (539-4249)

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

Contact Us Icon

Schedule an Appointment

Talk to a Branch Manager in your neighborhood.

Schedule an appointment now