Insurance Payment Solutions

Premium payment tools and processes you can rely on. So you can focus on protecting your clients.

Guarantee your clients next-level service

Today’s customers want to pay in a variety of ways. Some want an annual premium payment, while others want to schedule recurring monthly or quarterly payments. Some want to use a credit card, while others prefer to use their bank account. With Key, you can let them pay whenever, however.

Our support has you covered

Help when, where, and how you want it. Key Merchant Services offers industry-leading service 24/7, 365 via email, phone, or online chat. From policies and coverages, to annuities and term-life, to individual and business liability policies, we’ve got your back.

Offer peace-of-mind protection

Customers want you to be an expert in your field, and they also expect that you’re keeping their payments and personal information safe. We have sophisticated, state-of-the-art fraud detection and prevention capabilities that’ll leave them feeling secure. Plus, you’ll rest easy knowing your business is protected.

Explore the Competitive Benefits of Powerful Insurance Payment Solutions

Clover® Go

Accept payments on the go, wherever you go.

Clover Flex device

Clover® Flex

The next generation of Clover Flex is here. It's our fastest, most mobile-optimized point-of-sale (POS) system ever.

CardConnect product image


Accept payments and manage transactions from anywhere you have internet through a simple virtual terminal interface.

african-american couple reviewing documents with an african-american woman

Don’t Risk Falling Behind the Times

Because getting paid is a big part of your financial plan.

Whether you’re underwriting life and disability insurance policies or helping homeowners insure their property and belongings, we know you don’t want to have to worry about taking payments. At Key, we make that part easy. Next-level merchant services solutions featuring maximum flexibility, direct integrations into your existing systems, and automated reporting and insights make payment processing problems a thing of the past.

older couple reviewing the screen of a man's laptop

Our Policy is to Offer You Only the Best

Giving insurance agents and agencies tools and solutions they need to run their business is pivotal to how we do business. Want to manage your outgoing payments, customize your fee schedule, or create custom payment plans for your policy holders? We can do that. With Key, you get best-in-class products, payment processing, and flexibility. Our solutions are designed with insurance in mind so that you can focus on what really matters–protecting your clients and your business.

3 Easy Steps to Apply


Tell us about your business

Are you a broker selling auto insurance or a field agent writing renters insurance policies? Maybe you run a growing network of agents and need to scale. Give us some info about how your business works, and we’ll help you get what you need to succeed.


Tell us about your payments needs

We take the time to understand how you’d like to get paid. Do your clients prefer online payments? In-person? Do you also need to manage outgoing payments for claims? Tell us about your current business model and goals, and we’ll do the rest.


Buy online or talk to a payments expert

Once we know what you’re looking for, we’ll have the details we need to match you with the right solution. Get started online or, if you’d prefer talking to a real person, we’ve got experts standing by to help.

Accept Payments Securely, Anywhere and Anytime and Get a $3001 Statement Credit

Whether selling in person or online, accept credit and debit card payments securely with pricing as low as 2.6% + $0.10 for swiped and chip cards, and 3.5% + $0.15 for non-swipe transactions online, by phone or mail.2

Start Working with Key Merchant Services

Get Started
Have Us Call You
Learn More

$300 offer is applied as a statement credit to your new Merchant Services account 60 days after account activation. Limit one $300 offer per new merchant relationship. A new merchant relationship is defined as a new, unique Tax ID brought to Key Merchant Services for a Merchant account. Additional locations and multiple locations under a single TAX ID are excluded. Activation is defined as processing and settling $20.01 to your primary merchant DDA. This offer is non-transferable and not valid with any other offers. The offer period begins on 12/22/2022 and expires on 12/31/2023 at 11:59 p.m. (ET). The terms of this offer are subject to change or cancellation at any time, for any reason. Ineligible products include Clover Go Hardware Only, Clover Account, and Clover Web & Phone Payments. Key Merchant Services is subject to credit approval and subject to terms and conditions of service agreement.


Transaction rates do not include equipment costs, chargeback fees, Clover software or security fees, or other third-party charges. Custom pricing available; restrictions apply.

Banking products and services are offered by KeyBank National Association.

All merchant services, credit, loan and leasing products are subject to credit approval and terms of service.

The Clover® name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data corporation, and are registered or used in the U.S. and many foreign countries. Fees and/or in-app purchases may apply to apps purchased through the Clover App Market.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

EMV® is a registered trademark or trademark of EMVCo LLC in the United States and other countries.