Information about our Overdraft Services

Overdraft Protection allows you to link a KeyBank deposit or credit account to your checking account as backup protection to help pay overdraft transactions that may occur. This can provide you with the peace of mind in knowing that you will avoid the inconvenience of an accidental overdraft.

Standard Overdraft Practices 

At KeyBank’s discretion for business checking accounts, we do authorize and pay overdrafts for the following types of transactions:

  • Checks and other transactions made using your checking account number
  • Automatic bill payments
  • ATM transactions
  • Everyday debit card transactions (purchases made with your debit card on a day-to-day basis).

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay every type of transaction. When an overdraft is paid, standard overdraft fees may be assessed.

Overdraft Protection

Overdraft Protection allows you to link a KeyBank deposit account or an eligible business line of credit to your checking account as backup protection to help pay overdraft transactions that may occur. This can provide you with the peace of mind in knowing that you will avoid the inconvenience of an accidental overdraft.

Please contact your KeyBank branch or your Relationship Manager for more information

Credit products are subject to credit approval and terms of service.

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888-KEY4BIZ (539-4249)

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

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Call Us

888-KEY4BIZ (539-4249)

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

Contact Us Icon

Schedule an Appointment

Talk to a Branch Manager in your neighborhood.

Schedule an appointment now