Software and Internet Solutions

Key Merchant Services offers multiple ways to process and manage credit card transactions from any computer with an internet connection and a web browser. You choose the method that best fits your business practices.

Software Options:

viaWARP: PC-Based Point-of-Sale Solution

Want to leverage your business PC and avoid investing in dedicated payment terminals? viaWARP lets you turn your PC into a POS payment solution using an existing internet connection to efficiently and cost-effectively process payments and other transactions. viaWARP is versatile enough to handle a full range of transactions from credit and debit card, to electronic checks in face-to-face, to mail order/telephone order environments. viaWARP also:

  • Has two available options: viaWARP supports 50 users/MIDs simultaneously; viaWARP Deluxe supports 150 users/MIDs simultaneously OR can be used as an integration tool
  • Works as a desktop payment solution in both physical (face-to-face) and mail-order/telephone-order (MO/TO) environments
  • Handles a full array of payment types - credit, PIN-based debit, EBT, point-of-purchase (POP) check, accounts receivable (ARC) check, and electronic gift cards
  • Connects with a broad selection of peripherals - such as magnetic stripe readers, check imaging devices, PIN pads, and printers
  • Supports real-time and batch processing, with full automation or manager approval for individual items, as well as recurring and installment payments
  • Correlates MO/TO authorizations with settlements to ensure that cards are not billed until products are shipped - meeting Visa® and MasterCard® regulations
  • Integrates with existing systems, such as accounts receivables, order entry, and inventory management systems - reducing duplicate entries and minimizing processing errors
  • Uses 128-bit encryption, helping to ensure that transactions are processed in a safe and secure manner

Virtual Merchant: Web-Based, Hosted Point-of-Sale Solution

Looking for a way to process payments with minimal investment of time or money? Virtual Merchant is an easy, economical hosted software solution that lets you use any PC with an internet connection to conveniently and cost-effectively process credit card transactions, and:

  • Works as a virtual terminal in e-commerce, face-to-face, and mail-order/telephone-order (MO/TO) environments
  • Can be used by smaller businesses with one PC to do their accounting, manage inventories, and process payments
  • Can be quickly and easily accessed from any PC with an internet connection, using a secure logon
  • Connects with the necessary peripherals for face-to-face retail transactions
  • Correlates MO/TO authorizations with settlements to ensure that cards are not billed until products are shipped, meeting Visa® and MasterCard® regulations
  • Maintains a detailed record of the most recent 12 months of transaction activity, so you have access to the information you need long after the batch is gone
  • Employs the latest SSL Certificate encryption technologies to ensure the transactions are processed in a safe and secure manner
  • Features a "Buy Button" that can be easily and affordably integrated with your shopping cart to securely process all of your E-commerce transactions

SmartPayments Plug-in for QuickBooks®

Our SmartPayments Plug-in for QuickBooks allows you to efficiently and cost-effectively process face-to-face and mail-order/telephone-order transactions utilizing the payment module within your QuickBooks accounting software. QuickBooks also:

  • Works in both physical (face-to-face) or mail/phone order environments
  • Handles a variety of payment types - credit card, PIN-based debit, and EBT
  • Is simple to install - you'll be up and running in minutes
  • Works with necessary peripherals for retail card swipe and PIN-based transactions
  • Relies on familiar Windows-type interface, making it very easy to navigate
  • Leverages existing PC and internet connections - eliminates costly charges for stand-alone terminals and dedicated telephone lines
  • Requires minimal up-front investment, less than the cost of a single, average-priced terminal
  • Employs the latest SSL Certificate encryption technologies to ensure transactions are processed in a safe and secure manner

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