Optimize Cash Flow

We understand the importance of cash flow and how it impacts your business. KeyBank works closely with you to develop solutions that optimize cash flow as well as the overall liquidity of your business.

Good cash management begins with an assessment of your operating account. KeyBank helps you uncover new ways to make your money work harder and smarter. Optimize cash management in your operating account by:

  • Streamlining and improving the way you control the inflow of deposits and make outflow payments
  • Reconcile accounts through timely access to your operating account information online
  • Synchronizing your operating account with your accounting system for increased efficiency

Cash management is critical to the success of your business. One of the best ways to increase cash availability is to accelerate the receipt of incoming payments. To help in this area, we evaluate your current payment processes and identify effective alternatives to expedite collection of receivables. Improving payment processes and moving to electronic alternatives will help you maximize liquidity and better manage costs.

Liquidity is at the core of every business – and effective cash management is the core of liquidity. We work with you to analyze your cash flow and review your investment policies and strategies to ensure you have the tools you need to maximize your company’s liquidity, whether you’re investing funds or paying down debt.

Make and receive payments in non-US-dollar currency Simplify international collections and reduce collection risk Manage exchange-rate exposure

  • Make and receive payments in non-US-dollar currency
  • Simplify international collections and reduce collection risk
  • Manage exchange-rate exposure

Whether you visit a branch, use our call center, access accounts via mobile devices, or leverage our award-winning online banking services, KeyBank has the tools and capabilities to provide you with access to your cash, whenever and wherever it’s convenient for you.

Business Checking

A business checking account is a vital piece of your cash management strategy. KeyBank offers a range of business checking account solutions. Your Relationship Manager can help you choose the checking account that’s right for your business needs.
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Collecting Payments

Drive business performance by collecting receivables quickly and efficiently, maximizing cash flow cycles
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Business CD Accounts

We structure Certificates of Deposits to help you reach your goals, offering both tiered and short-term account options.
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Business Savings Accounts

Whether you require easy access to funds, high yields, or both, KeyBank offers the savings solution to put your money to work for you.
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Online Banking Services

Our online business banking options are designed to meet the diverse needs of small, medium, and large companies. Use our helpful online business banking comparison to find the option that’s right for your company.
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Manage Payables

KeyBank supports your payment strategy with a range of options, including paper checks, card payments and automatic e-payments
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These worksheets will help you keep your cash under control.

Cash Flow Statement PDF

Balance Sheet PDF