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You've worked hard to earn solid savings for your business. Reap the benefits of success with a Key Business Gold Money Market Savings Account1. Our competitive interest rate helps you earn more, while convenient checkwriting makes funds accessible.


Minimum Opening Deposit


Monthly Maintenance Service Charge


Avoid Monthly Maintenance Service Charges

$25,000 minimum daily ledger balance (balance at the beginning of the day) and a Key Business Reward Checking Account

Excess Withdrawal/Transfer Charge


Overdraft Protection Transfer Fee



  • Competitive interest rates
  • No monthly fee with a $25,000 minimum daily balance and Key Business Reward Checking Account
  • FDIC-insured5
  • Use up to 6 checks or transfers, in any combination, per month
  • Can provide overdraft protection for business checking accounts

Please read our Small Business Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.


Required minimum opening deposit of $25,000. Must maintain $25,000 Daily Ledger Balance and have an existing or open a Key Business Rewards Checking Account to avoid a monthly service charge of $18. If you close your account within 180 days, you will be charged an account early closeout fee.


This minimum opening deposit must come from funds not currently held in deposit accounts at KeyBank, N.A.


If the number of withdrawals/transfers made to another KeyBank account of yours or to a third party by means of a preauthorized or automatic transfer or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order and payable to a third party exceeds a total of 7 per monthly period, your account will be charged $15 for each transfer or payment over the limit.


A Transfer Fee will be charged to your checking account each day an automatic transfer is made from your savings account to pay overdrafts to your checking account.

Periodically, Key changes fees/service charges and balance requirements. The fees/service charges and balance requirements displayed for these accounts are those in effect today. Please refer to the Small Business Savings Account Fees and Disclosures (“Disclosures”) and if applicable, any amendments that you will receive when you apply online or in the Welcome Kit, if you open an Account by phone or in person, for specific fees/service charges, balance requirements, any anticipated changes and all other account information. Please note that if the fees/service charges and balance requirements displayed differ from those in the Disclosures, those in the Disclosures will apply.

Cancelled checks are kept in safekeeping by us.


Deposits are insured up to the maximum allowable limit.


Digital Small Business Wellness Review Wins Industry Innovation Award

March 2019 Digital Small Business Wellness Review Wins Industry Innovation Award

Get More with an Interest-Bearing Account

The ideal account for businesses looking to earn interest on your checking balance and enjoy unlimited check writing, convenient online banking and much more.

Get More with an Interest-Bearing Account

KeyBank Small Business Named “Best Brand Overall”

June 2019 KeyBank Small Business Named “Best Brand Overall”

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