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It's never too soon or too late to start saving your small business funds. KeyBank makes it easy with the Key Business Saver Account. Even small balances earn interest and help you avoid fees.


Overview of product features.
Minimum Opening Deposit


Monthly Maintenance Service Charge


Balance to Avoid Monthly Maintenance Service Charges

$300 minimum ledger balance (balance at the beginning of the day) or
$600 or more average ledger balance during the monthly statement period

Excess Withdrawal/Transfer Charge


Overdraft Protection Transfer Fee



  • Interest-bearing
  • Higher interest rates for higher balances
  • FDIC-insured2
  • Can be used as overdraft protection for your KeyBank business checking account

Please read our Small Business Agreements and Disclosures. If you opened your deposit account online within the past 90 days, you may also review the original agreements and disclosures provided to you.


If the number of debit card transactions payable to third parties exceeds four per monthly period, or if the number of transfers to another account of yours with us and/or payments to third parties exceeds seven per monthly period, or if a combination of debit card transactions, transfers and payments exceeds a total of seven per monthly period your account will be charged $5.00 for each transfer or payment over the limits.


Deposits are insured up to the maximum allowable limit.

Periodically, Key changes fees/service charges and balance requirements. The fees/service charges and balance requirements displayed for these accounts are those in effect today. Please refer to the Small Business Savings Account Fees and Disclosures ("Disclosures") and if applicable, any amendments that you will receive when you apply online or in the Welcome Kit, if you open an Account by phone or in person, for specific fees/service charges, balance requirements, any anticipated changes and all other account information. Please note that if the fees/service charges and balance requirements displayed differ from those in the Disclosures, those in the Disclosures will apply.

Cancelled checks are kept in safekeeping by us.

If you close your account within 180 days, you will be charged an account early closure fee.

Success Stories

Washington couple purchases Twede’s Café with help from KeyBank.


get more with an interest-bearing account.

Earn interest on your checking balance, and get the benefits of unlimited check writing, convenient online and mobile banking and much more.

get more with an interest-bearing account.

small business wellness review wins Monarch Innovation Award.

March 2019 small business wellness review wins Monarch Innovation Award.

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