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It's never too soon or too late to start saving your small business funds. KeyBank makes it easy with the Key Business Saver Account. Even small balances earn interest and help you avoid fees.

Overview

Minimum Opening Deposit

$50

Monthly Maintenance Service Charge

$4

Balance to Avoid Monthly Maintenance Service Charges

$300 minimum ledger balance (balance at the beginning of the day) or
$600 or more average ledger balance during the monthly statement period

Excess Withdrawal/Transfer Charge

$51

Overdraft Protection Transfer Fee

$102

Features

  • Interest-bearing
  • Higher interest rates for higher balances
  • FDIC-insured3
  • Can be used as overdraft protection for your KeyBank business checking account

Disclosures

Please read our Small Business Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.

1

If the number of debit card transactions payable to third parties exceeds four per monthly period, or if the number of transfers to another account of yours with us and/or payments to third parties exceeds seven per monthly period, or if a combination of debit card transactions, transfers and payments exceeds a total of seven per monthly period your account will be charged $5.00 for each transfer or payment over the limits.

2

A Transfer Fee will be charged to your checking account each day an automatic transfer is made from your savings account to pay overdrafts to your checking account.

3

Deposits are insured up to the maximum allowable limit.

Periodically, Key changes fees/service charges and balance requirements. The fees/service charges and balance requirements displayed for these accounts are those in effect today. Please refer to the Small Business Savings Account Fees and Disclosures (“Disclosures”) and if applicable, any amendments that you will receive when you apply online or in the Welcome Kit, if you open an Account by phone or in person, for specific fees/service charges, balance requirements, any anticipated changes and all other account information. Please note that if the fees/service charges and balance requirements displayed differ from those in the Disclosures, those in the Disclosures will apply.

Cancelled checks are kept in safekeeping by us.

If you close your account within 180 days, you will be charged an account early closure fee.

Credit Cards

For an Easier Way to Track and Manage Expenses

For an Easier Way to Track and Manage Expenses
Checking

Get More with an Interest-Bearing Account

Get More with an Interest-Bearing Account
Borrowing

Flexible Terms to Help You Grow Your Business

Flexible Terms to Help You Grow Your Business

Call Us

888-KEY4BIZ

TDD/TTY (Hearing Impaired):
1-800-539-8336

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