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You want to get the most out of your small business savings account. A Key Business Silver Money Market Savings Account1 checks all the boxes with great rates, easy access, the ability to avoid monthly fees, along with convenient checkwriting.

Overview

Minimum Opening Deposit

$50

Monthly Maintenance Service Charge

$12

Avoid Monthly Maintenance Service Charges

$5,000 minimum daily ledger balance (balance at the beginning of the day), or monthly direct deposit of at least $25 into this account, or maintain a Key Business Reward Checking Account

Excess Withdrawal/Transfer Charge

$152

Overdraft Protection Transfer Fee

$103

Features

  • Higher rates for higher balances
  • Use up to 6 checks or transfers, in any combination, per month
  • No monthly fee with a $5,000 minimum balance, monthly direct deposit of $25 or more, or a Key Business Reward Checking account
  • FDIC-insured4
  • Can provide overdraft protection for business checking accounts

Disclosures

Please read our Small Business Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.

1

Required minimum opening deposit of $50. Must maintain a $5,000 minimum Daily Ledger Balance, or have an existing or open a Key Business Reward Checking Account, or have a recurring monthly direct deposit of at least $25 credited to this account to avoid a monthly maintenance service charge of $12. We reserve the right to convert your Key Business Silver Money Market Savings Account to a Key Business Saver Account at our discretion if the Key Business Silver Money Market Savings Account does not have a $300 balance after 12 months.

2

If the number of debit card transactions payable to third parties exceeds four per monthly period, or if the number of transfers to another account of yours with us and/or payments to third parties exceeds seven per monthly period, or if a combination of debit card transactions, transfers and payments exceeds a total of seven per monthly period your account will be charged $5.00 for each transfer or payment over the limits.

3

A Transfer Fee will be charged to your checking account each day an automatic transfer is made from your savings account to pay overdrafts to your checking account.

Periodically, Key changes fees/service charges and balance requirements. The fees/service charges and balance requirements displayed for these accounts are those in effect today. Please refer to the Small Business Savings Account Fees and Disclosures (“Disclosures”) and if applicable, any amendments that you will receive when you apply online or in the Welcome Kit, if you open an Account by phone or in person, for specific fees/service charges, balance requirements, any anticipated changes and all other account information. Please note that if the fees/service charges and balance requirements displayed differ from those in the Disclosures, those in the Disclosures will apply.

Cancelled checks are kept in safekeeping by us.

If you close your account within 180 days, you will be charged an account early closure fee.

4

Deposits are insured up to the maximum allowable limit.

Credit Cards

For an Easier Way to Track and Manage Expenses

For an Easier Way to Track and Manage Expenses
Checking

Get More with an Interest-Bearing Account

Get More with an Interest-Bearing Account
Borrowing

Flexible Terms to Help You Grow Your Business

Flexible Terms to Help You Grow Your Business

Call Us

888-KEY4BIZ

TDD/TTY (Hearing Impaired):
1-800-539-8336

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