Sign On
  • Online Banking
    Sign On form is loading

We know healthcare can be expensive, even with good benefits. Our Health Savings Accounts (HSAs) give employees a helping hand with tax-advantaged contributions and tax-free withdrawals for health costs now or in the future.

Healthy Benefits

  • Simple Setup
    KeyBank HSAs are fully integrated with our payroll, direct deposit and checking account services, making them easy for you and your employees to use.
  • Fee Savings
    When your small business uses Key’s business checking account services, we waive HSA setup, monthly maintenance and annual fees.
  • Tax Advantages
    The contributions your company makes to employees' HSAs are tax-deductible.
  • Convenience
    KeyBank is a local HSA custodian, which means we provide the personal touch through on-site enrollments and presentations, as well as local branches.
  • Access
    Employees can access their HSAs through our ATM network, mobile and online banking.
  • Support
    We're always available, with access through our dedicated KeyBank HSA call center.

To participate, an employee must:

  • Be enrolled in a high-deductible health insurance plan (HDHP)
  • Not have coverage under another health insurance plan, except what is permitted (see IRS Publication 969 for more information)
  • Not have Medicare coverage
  • Not be listed as a dependent on someone else’s tax return

Open an HSA

Build tax-free savings just for healthcare costs.

Learn more about the benefits of health savings accounts and product details.


flexible terms to help you grow your business.

flexible terms to help you grow your business.
Credit Cards

for an easier way to track and manage expenses.

for an easier way to track and manage expenses.

get more with an interest-bearing account.

Earn interest on your checking balance, and get the benefits of unlimited check writing, convenient online and mobile banking and much more.

get more with an interest-bearing account.

Call Us

888-KEY4BIZ (539-4249)

Clients using a TDD/TTY device:

Clients using a relay service:

Schedule an Appointment

Talk to a Branch Manager in your neighborhood.

Schedule an appointment now

Find a Branch or ATM