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We know healthcare can be expensive, even with good benefits. Our Health Savings Accounts (HSAs) give employees a helping hand with tax-advantaged contributions and tax-free withdrawals for health costs now or in the future.

Healthy Benefits

  • Simple Setup
    KeyBank HSAs are fully integrated with our payroll, direct deposit and checking account services, making them easy for you and your employees to use.
  • Fee Savings
    When your small business uses Key’s business checking account services, we waive HSA setup, monthly maintenance and annual fees.
  • Tax Advantages
    The contributions your company makes to employees' HSAs are tax-deductible.
  • Convenience
    KeyBank is a local HSA custodian, which means we provide the personal touch through on-site enrollments and presentations, as well as local branches.
  • Access
    Employees can access their HSAs through our ATM network, mobile and online banking.
  • Support
    We're always available, with access through our dedicated KeyBank HSA call center.

To participate, an employee must:

  • Be enrolled in a high-deductible health insurance plan (HDHP)
  • Not have coverage under another health insurance plan, except what is permitted (see IRS Publication 969 for more information)
  • Not have Medicare coverage
  • Not be listed as a dependent on someone else’s tax return

Open an HSA

Build tax-free savings just for healthcare costs.

Learn more about the benefits of health savings accounts and product details.

Borrowing

Flexible Terms to Help You Grow Your Business

Flexible Terms to Help You Grow Your Business
Credit Cards

For an Easier Way to Track and Manage Expenses

For an Easier Way to Track and Manage Expenses
Checking

Earn Rewards for Checking with Us

Earn Rewards for Checking with Us

Call Us

888-KEY4BIZ

TDD/TTY (Hearing Impaired):
1-800-539-8336

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