With fraud losses reaching $20.8 billion in 2025,¹ businesses face unprecedented threats. KeyBank provides advanced solutions to help protect your accounts and operations — from best-in-class digital tools to monitoring services.
Detect and Help Prevent Fraud With KeyBank’s Solutions
Help protect your business accounts from check, electronic, and other types of fraud with tools that give you control and visibility.
Check Fraud Products and Solutions
Positive Pay
Flags fraudulent or altered checks before funds are removed by matching checks presented for payment against your issued checks list. Discrepancies are flagged and held for your review and approval.
- Add Payee Name Verification to validate payees and prevent altered or unauthorized names on checks.
Check Control for Business
Prevents fraudulent checks from clearing and allows for quick return when necessary.
Check Block
Blocks unauthorized checks and eCheck transactions on accounts not designated for check writing.
Payment Protection
Allows you to approve or reject checks before they clear your account.
Automated Clearing House (ACH) Fraud Solutions
Electronic Payment Authorization
(EPA)
Helps protect against unauthorized ACH debits by allowing you to approve or return debit attempts not preapproved by your business.
Universal Payments Identification Code (UPIC)
Prevents account number exposure by using a secure, public-facing identifier to receive incoming ACH credit payments.
Additional Fraud Solutions
Account Validation
Strengthens fraud defenses against business email compromise (BEC), vendor and invoice fraud, ACH and wire fraud, and real-time payments fraud.
Help Protect Your Business From Fraud
Connect with a Payments Advisor.
See how KeyBank’s advanced payment and security solutions can help keep your business secure. Contact your Relationship Manager or request a dedicated Payments Advisor.
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Subject to terms and conditions of service agreement, applicable fees may apply. Products offered, if used consistently and accurately, can help to identify instances of fraud or unauthorized activity. There is no guarantee that they will identify or eliminate all unwanted transactions or activity. Refer to the specific product agreements for more details.