Asset Based Lending

Flexible financing for strategic and growth needs

You need an asset-based lending program that takes all your organization’s needs and goals into account. KeyBank experts draw on years of experience in your industry to create a financing package uniquely suited to your business and situation.

A corporation’s tangible assets, and in some cases its intangible assets, can do more than perform its primary business function; an asset can also work on behalf of the balance to generate liquidity. The flexibility of an asset-based financing structure can be particularly relevant to those companies that are unable to maximize funding from its assets in a traditional lending structure. This specialty product is particularly relevant to high growth companies, seasonal businesses, turnaround situations and commodity-type businesses. This applies to a wide range of company sizes in industries where working capital assets dominate the balance sheet (manufacturers, distributors, wholesalers, retailers and business services, for example).

Can your assets work for you?

From revolving credit facilities to senior term loans, Key has both the expertise and financial strength to help companies with funding needs of more than $5 million.

Industries

Asset-based lending is a particularly relevant solution for many companies in the following industries:

  • Metal related businesses
  • Mining (Metallurgical Coal)
  • Wholesale/Retail: Textiles; Automotive Parts
  • Food Related: Services and Manufacturing
  • Building Products and Services
  • Chemical Companies
  • Technology Services
  • Human Resource Services
  • Equipment Rental/Sales

Products & Services

Asset-based loans can take on many forms. The lending products that have helped our clients the most include:

  • Secured revolving credit facility against working capital assets
  • Short-term over-advance facilities for seasonal businesses
  • Secured term loan facilities to support long-term assets
  • Senior stretch term loans to support bridge financing

Auto Dealer

Financing Dealerships for Success

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Savings & CDs

Detailed Corporate Savings Strategies

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Checking

Convenient Corporate Checking

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Securities products and services such as investment banking and capital raising are offered by KeyBanc Capital Markets Inc., Member FINRA/SIPC. Banking products are offered by KeyBank National Association.

Obtain information about KeyBanc Capital Markets Inc. and its financial professionals. FINRA BrokerCheck

KeyBanc Capital Markets Inc., Member FINRA/SIPC, and KeyBank National Association (KeyBank N.A.) are separate, but affiliated companies. Securities products and services are offered by KeyBanc Capital Markets Inc. and its licensed securities representatives.

Please read our complete KeyBanc Capital Markets disclosure statement.

Securities products and services: Not FDIC Insured • No Bank Guarantee • May Lose Value

Banking products and services are offered by KeyBank N.A. All credit, loan, leasing products are subject to collateral and/or credit approval terms, conditions, and availability and subject to change. KeyBank is Member FDIC.

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