Automate accounts payable, bank reconciliation, and more with financial integrations for the middle market

Middle market businesses make up a dynamic and vital segment of the U.S. economy. For companies with annual revenues ranging from $25 million to $1 billion, treasury management is top of mind.

In KeyBank’s latest Middle Market Sentiment Report, more than half of leaders say their companies are pursuing greater access to capital. The top uses of capital focus on AI and technology investment at 54%, and 58% are focused on improving cash flow management.

For these middle market firms, embedded banking is a step (and in some cases, a leap) forward. Rather than switching between your ERP and your bank portal, uploading files, and chasing approvals, these tools can help your business automate and streamline processes, allowing your treasury team to focus on bigger-picture financial strategy.

KeyBank’s business integrations include:

• APIs for real-time connectivity between your systems and banking systems.
• Plug-ins for major ERPs like Oracle Netsuite, Microsoft Dynamics 365 Business Central, and Sage Intacct.
• Secure file transmission for teams that prefer batch processing.

These tools and capabilities can help you build your business for the future, no matter where you are in your modernization journey.

How financial integration helps your business run better

KeyBank’s business integrations help businesses improve efficiency, tighten controls, and make faster decisions. Some of the potential benefits of implementing connected treasury middle market companies may include:

• Improved data accuracy and security – Automating manual processes reduces the need to copy and paste data between programs, eliminating human error in account numbers and transaction amounts, and reducing the risk of revenue leakage and internal fraud.
• Timely and improved decision-making – The ability to see cash positions in real time empowers business leaders to react immediately to changes in cash flow, from covering a large vendor payment to reallocating working capital.
• Streamlined compliance and risk management –  According to KeyBank’s research, 66% of middle market firms experienced a cyber or fraud incident in the past year, with 23% citing check fraud. KeyBank’s business integrations can mitigate risks like these by automating and streamlining payment processes and eliminating the need for paper checks.
• Increased operational efficiency – Financial integration tools allow companies to automate bank reconciliation and payment processes, which means spending less time manually uploading and matching transactions, processing invoices, and writing checks.
• Enhanced collaboration and communication –In early 2026, commercial lenders were the top source for middle market businesses seeking capital. KeyBank’s business integrations bring banking into your workflow to help you get the most out of your relationships with trusted banking partners.

At KeyBank, we provide hands-on support from a team that understands both finance and IT — from helping you choose the right business integration options for your business, to providing personalized onboarding support. Our business integrations can help middle market businesses streamline financial operations, modernize their treasury functions, and focus on growth.