Meeting the Financial Needs of our Clients
Key is committed to serving the banking needs of those in our communities and helping them to achieve their financial goals. Through our KeyBank Plus program, currently available in more than 300 branches, we offer convenient products and services that meet the needs of clients who may be new or unfamiliar with banking, or who may have had challenges managing a banking relationship in the past. An account is not required to take advantage of KeyBank Plus products or services.
Through KeyBank Plus, clients, including those on ChexSystems, are welcome to cash approved payroll, government and income tax checks, for one low fee. Additional KeyBank Plus products and services include fee-free money orders, a first-time saving account with 18-month fee waiver, a loan program that helps build or repair credit and free financial education and support offered by our dedicated KeyBank Plus employees.
Learn more about KeyBank Plus or locate a branch near you.
KeyBank Mortgage (KBM) Loan Officers work closely with Community Development Banking to provide homeownership financing packages for low-income and moderate-income borrowers in KeyBank districts throughout the country. They also work with local community organizations and real estate sales companies to better serve this customer segment.
KeyBank Mortgage is committed to the communities Key serves and places a priority on understanding the special challenges and complexities of community development and affordable housing.
Through a dedicated team of mortgage originators, KBM offers several competitively priced fixed rate mortgage products to help our communities achieve and maintain homeownership, including products for purchase, refinance and rehabilitation. KBM products include Key’s proprietary Key Community Mortgage and Key Community Renew-A-Home, as well as agency Programs, including My Community Mortgage, a USDA Guaranteed Rural Housing product, and FHA and VA products.
Additionally, some homebuyers may be eligible for down payment assistance through local government entities and non-profit agencies. Typically, the assistance can be used to make reasonable down payments and pay closing costs for the purchase of a home. KBM Loan Officers can provide more detail on programs available in your area.