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Businesses today have access to a growing assortment of payment alternatives, the result of sweeping advances in technology and marketplace demands for immediacy. Same-day ACH brought significant improvements in speed for virtually all types of ACH payments, including credits and debits. Now, with the launch of Real-Time Payments (RTP®) in 2018, you will be able to send and receive payments immediately on a 24/7/365 basis – with guaranteed availability of funds to the receiver in moments, not hours.

Key Takeaways

  • RTP represents a revolution in business transactions – the first new payment channel since ACH and the credit/debit card network more than 40 years ago.
  • RTP provides efficient payment processing, certainty, transparency and security for your business.
  • RTP is voluntary and is designed to operate alongside ACH and wire transfer as a fast and secure payments alternative.