KeyTotalTreasury logo
Tools & Resources

File Transfer FAQ

The following cut-off times are in place for sending files to Key for processing:

  • ACH – 8:00 p.m. ET
  • EDI – 2:30 p.m. ET
  • ARP – 11:00 p.m. ET (including Check Outsourcing files)
  • Wires – 5:30 p.m. ET

The following retrieval times are in place for receiving files from Key:

  • ACH Returns – 8:00 a.m. ET
  • EDI – 8:00 a.m. ET
  • ARP – 8:00 a.m. ET
  • Lockbox – 8:00 a.m. ET (multiple files throughout the day)
  • BAI2 IntraDay – 8:00 a.m. ET
  • BAI2 Previous Day – 8:00 a.m. ET (ME-NH-VT-NY-OH-IN-MI)
    10:30 a.m. ET (CO-UT-ID-OR-WA)
    11:30 a.m. ET (AK)
  • Return Items – 8:00 a.m. ET

Yes. You can mark a file to be sent to Key as “Confidential”. This will prevent other users at your company from downloading and viewing the contents of the file. Files that have been marked as “Confidential” will have a red asterisk (*) before their file name in the Send Files grid. Additionally, users who try to download “Confidential” files will receive an error message from the system.

The File Transfer module has a 50 MB file size limit.

Yes. Users can enter a note or memo (14 characters maximum) for files they submit to Key.

Files that are sent and/or retrieved via the File Transfer module are retained for 45 days. After 45 days the sent and/or retrieved “record” is viewable for 180 days from the original sent and/or retrieved file date.

Yes. The Username and time of activity is included on the Send Files and Retrieve Files grids as well as the History screen. You can right click on a file record in the Send Files or Retrieve Files grid and view the History of the file in question (New, Submitted, Downloaded, etc.).

The File Transfer module has a dedicated area for you to use when establishing new services that require the exchanging of files with Key (sending and/or receiving).

  • The “Send Test Files” screen is used when you establish new ACH, ARP, EDI, or Wire services that require you to send files to Key for processing.
  • The “Retrieve Test Files” screen is used when your new ACH, EDI, ARP, Lockbox, BAI, or Returned Item services require Key to send you a file for processing in your system.