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Tools & Resources

Pay Down a Line of Credit


Payments to a line of credit can be made from 7:00 a.m. to 7:00 p.m. ET on business days.

To Make Payments on a Line of Credit:

  1. Select ‘Pay Down on a Line of Credit’ from the Loan Management main page.
  2. Utilize the dropdown menus to select the checking account number to transfer funds ‘from’. Select the loan account number to transfer funds ‘to’.
  3. Select ‘cancel’ to return to the Loan Management main page or select ‘next’ to proceed with making a payment from your checking account to your loan account.
  4. The next screen will provide you with your current balances as well as the amount of principle and interest due on your loan. Enter the amount that you wish to pay toward the principle and the amount you wish to pay toward the interest due on your loan.
  5. Select ‘cancel’ to return to the Loan Management main page, select ‘edit’ to return to the previous screen to change either of the account numbers, or select ‘next’ to proceed with making a payment.
  6. Review the information provided.
  7. Select ‘cancel’ to return to the Loan Management main page, select ‘edit’ to return to the previous screen to change the amount of the payment, or select ‘accept’ to continue making a payment.
  8. You will receive a confirmation screen. Select ‘main page’ to return to the Loan Management main page or select ‘create another transaction’ to return to the account selection screen to make additional payments.

    NOTE: Payments made to the principal on a line of credit will be reflected immediately; however, interest and fee payments on a line of credit will not be reflected on Key Total Treasury until the next business day.