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Pay Down a Line of Credit


Payments to a line of credit can be made from 7:00 a.m. to 7:00 p.m. ET on business days.

To Make Payments on a Line of Credit:

  1. Select Pay Down on a Line of Credit from the Loan Management main page.

    Pay Down LOC

  2. Utilize the dropdown menus to select the checking account number to transfer funds From. Select the loan account number to transfer funds To.
  3. Select Next to proceed with making a payment from your checking account to your loan account, or select Cancel to return to the Loan Management main page.
  4. The next screen will provide you with your current balances as well as the amount of principle and interest due on your loan. Enter the amount that you wish to pay toward the principle and the amount you wish to pay toward the interest due on your loan.
  5. Select Next to proceed with making a payment, select Edit to return to the previous screen to change either of the account numbers, or click Cancel to return to the Loan Management main page.

    Pay Down LOC

  6. Review the information provided.
  7. Select Accept to continue making a payment. Select Edit to return to the previous screen to change the amount of the payment, or select Cancel to return to the Loan Management main page.
  8. You will receive a confirmation screen. Select Main Page to return to the Loan Management main page or select Create Another Transaction to return to the account selection screen to make additional payments.

    Pay Down Confirm

    NOTE: Payments made to the principal on a line of credit will be reflected immediately; however, interest and fee payments on a line of credit will not be reflected on KeyNavigator until the next business day.