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David Phelps
Contact Information


518-436-2310 Send an Email to David Phelps


820 2Nd Ave

Troy, NY 12182


72 Mohawk St

Cohoes, NY 12047


33 3Rd St

Troy, NY 12180


388 Feura Bush Rd

Glenmont, NY 12077


1817 Columbia Tpke

Castleton, NY 12033

+ Other Locations

David Phelps

Mortgage Loan Officer

NMLS# 1051217

Contact Me

Expert guidance every step of the way.

Whether you need help with buying a new home or refinancing your existing mortgage, I will work closely with you to find the home loan that fits your needs.


About Key

KeyCorp (NYSE:KEY) is one of the nation’s largest bank-based financial service companies. Key companies provide investment management, retail and commercial banking, consumer finance, and investment banking products and services to individuals and companies throughout the United States.

Make Your Next Move

The information, advice and tools you need to buy a home, refinance your home or use the equity you have in your home.

Mortgage Rates

check today’s best rates, especially for clients.

Refinance Rates

find out if refinancing your mortgage is right for you.

Home Equity Options

make informed decisions based on your needs.

Figure out how much you would pay each month.

Our easy-to-use calculators can show you how much house you can afford and what you could save if you refinance.

Affordability Calculator Refinance Calculator
Home Ownership

when should I refinance my mortgage?

Prequalification Checklist

get started on your home prequalification.

Home Ownership

what is home equity? choosing a home equity loan or HELOC.