We know that when more of our neighbors own their homes, communities thrive. That’s why KeyBank invests in communities and in programs that support financial empowerment, economic access, and sustainable homeownership. From our $5,000 Home Buyer Credit1 to credit-building resources and community-based loans, we make it a little easier to buy or borrow with confidence.
Community-Based Credit and Mortgages
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NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All home lending products, including mortgage and home equity lines of credit, are subject to credit and collateral approval. Not all home lending products are available in all states. Hazard insurance and, if applicable, flood insurance is required on collateral property. Actual rates, fees, and terms are based on those offered as of the date of application and are subject to change without notice.
1
Available on primary residence first lien purchases only. Property must be located in an eligible community in KeyBank's retail footprint or Florida. Eligible communities are determined by KeyBank and subject to change without notice.
2
Credits up to $5,000 to be used towards closing costs and prepaid fees. Additional terms or restrictions may apply. Ask us for details.
3
Property must be located in a KeyBank Assessment Area. No income limitations if property is located in low or moderate income census tracts. For all other census tracts, income must be less than 80% of the Federal Financial Institutions Examination Council (FFIEC) Estimated MSA/MD Median Family Income. Completion of a HUD-approved prepurchase homebuyer education workshop may be required prior to closing. Landlord counseling may be required prior to closing on all two-unit transactions. Borrowers are not permitted to own any other real estate at the time of closing.
NMLS# 399797. Equal Housing Lender.