Conventional Fixed-Rate Mortgage
A traditional mortgage with set terms.
Choosing a conventional, fixed-rate mortgage from KeyBank gives you the funds you need for your home purchase with an interest rate that remains the same for the life of the loan. Relax and enjoy your new home, knowing your payments are set.
Overview
| Interest Rate |
Fixed |
|---|---|
| Term Length | Ten to 30 years1 |
| Ideal if you |
Plan to be in your home a long time |
Features
- Set interest rate for the term of the mortgage
- Available for one to four unit primary, secondary homes and investment properties
- Loan stability to help keep your budget on track
Contact Us
We'll walk you through your options. With your rates, terms and benefits in hand, you'll have everything you need to take the next step.
NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All home lending products, including mortgage and home equity lines of credit, are subject to credit and collateral approval. Not all home lending products are available in all states. Hazard insurance and, if applicable, flood insurance is required on collateral property. Actual rates, fees, and terms are based on those offered as of the date of application and are subject to change without notice.
NMLS# 399797. Equal Housing Lender.
Example loan amount $300,000 based on the purchase prices, down payment of 25% or $100,000, 30 year fixed rate mortgage with an interest rate of 6.500%/6.646% APR and monthly payment of $1,896.21. Example rates and APR effective as of 09/30/2025 and are subject to change without notice. Above scenario assumes a first lien position and an excellent credit profile including a FICO score of 780 or higher, and a debt-in-income ratio of 36% or lower. Learn more about estimated mortgage payments. The annual Percentage Rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown is based on interest rate, points and certain estimated finance charges. Your actual APR may be different.
