GoldKey Mortgage

Rates that Reward your KeyBank Relationship.

Your achievements set you apart. Take advantage of them. We’ll help you by tailoring a mortgage that best fits your status and goals.

Overview

Loan Amount

Up to $3.5 million

Loan to Value (LTV)

Up to 90% on a maximum loan of $1.5 million1

Interest Rate

Fixed or variable

Private Mortgage Insurance (PMI)

Not required

Features

  • Loan options for purchase, as well as rate/term and cash-out refinances
  • Asset depletion allowed for qualifying income
  • Eligible property types include owner-occupied primary residences, second homes and investment properties
  • Available for 1- to 4-unit properties, including single-family homes, attached or detached, condos or planned unit developments
  • Available for clients with $100,000 or more in deposits or investments with Key2,3
  • Special Platinum Pricing available to clients with $2,000,000 or more in deposits or investments with Key2,3

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Directory
1

Geographic restrictions may apply. Ask us for details.

NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. Information and offers are subject to change without notice. All loans are subject to credit and collateral approval. Not all loans or products are available in all states. Mortgage and Home Equity Lending products offered by KeyBank are not FDIC insured or guaranteed.

NMLS# 399797

2

Deposit or Investment Requirement: GoldKey product is available to KeyBank borrowers with $100,000 or more in consumer deposits and/or investments with KeyBank. Additional Platinum Pricing discount is available to KeyBank borrowers with $2,000,000 or more in consumer deposits and/or investments with KeyBank. Consumer deposit accounts are personal checking accounts designated by KeyBank or the KeyBank Hassle-Free Account®, as well as personal consumer savings accounts including those consumer deposit accounts designated as savings accounts by KeyBank, health savings accounts, certificates of deposit, or individual retirement accounts. Investment accounts are investment accounts that are offered through Key Investment Services LLC (KIS)*. Minimum deposits and/or investment account balances must be in excess of any closing costs or down payment requirements associated with your loan.

3

Account Requirement: GoldKey product requires that borrower or members of borrower’s household must have an eligible checking AND savings account with KeyBank. A borrower’s household includes individuals and organizations that share an address and/or a familial or business relationship with the borrower. An Account Requirements: eligible checking account includes those consumer deposit accounts designated as checking accounts by KeyBank or the KeyBank Hassle-Free Account®. An eligible savings account includes those consumer deposit accounts designated as savings accounts by KeyBank, health savings accounts, certificates of deposit, individual retirement accounts, or investment accounts offered through Key Investment Services LLC (KIS).* A business checking or savings account where the borrower is designated as the business owner may also be eligible. Borrower may open eligible KeyBank accounts to qualify for the GoldKey product. Normal checking and savings account service charges apply. Refer to specific checking or savings account disclosures for details.

*

Investment products are offered through Key Investment Services LLC (KIS), member FINRA/SIPC and SEC-registered investment advisor. Insurance products are offered through KeyCorp Insurance Agency USA, Inc. (KIA). KIS and KIA are affiliated with KeyBank National Association (KeyBank). Investment and insurance products made available through KIS and KIA are:

NOT FDIC INSURED NOT BANK GUARANTEED MAY LOSE VALUE NOT A DEPOSIT NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY

KIS, KIA and KeyBank are separate entities, and when you buy or sell securities and insurance products you are doing business with KIS and/or KIA, and not KeyBank.

Mortgages

KeyBank clients can get a .25% interest rate discount.

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Call Us

1-888-KEY-0018

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

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Schedule and Appointment

Talk to a Mortgage Loan Officer in your neighborhood.

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Call Us

1-888-KEY-0018

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

Contact Us Icon

Schedule and Appointment

Talk to a Mortgage Loan Officer in your neighborhood.

Schedule an appointment now