KeyBank Secured Personal Loan1
Fixed rate loan to finance your many different interests.
If you’re planning to purchase a jet ski, snowmobile, ATV or tractor, get approved for a KeyBank secured personal loan before you shop, so you can save money by negotiating like a cash buyer.
Overview
| Interest Rate |
Fixed |
|---|---|
| Loan Amount |
Minimum $5,000 |
| Term | Up to 60 months2 |
| Flexible Payment Options |
Yes |
| Collateral Needed |
Yes |
| Manage in Online Banking |
Yes |
Features
- Funds can be available as soon as the same day3
- Preserve your cash and secure your loan with a KeyBank CD or savings account
- Great interest rate and extended term options
- Choose the best repayment plan for you
- Access your loan statements, check your balance and make payments in online banking
All credit products are subject to credit approval.
Please refer to specific account disclosures for details. The actual rate and payment amount may vary and is determined by the product, term, loan amount and your credit qualifications.
Representative example of repayments terms for an secured personal loan. For $20,000 borrowed over 60 months at 11.99% APR, the monthly payment is $444.79. This example is an estimate only and assumes all payments are made on time.
Funds may be available as fast as same business day of application under the following conditions: (1) certain underwriting criteria are met including, but not limited to, credit score; (2) loan funding does not require third-party payoff(s); (3) funds are deposited directly into a KeyBank account; and (4) complete loan signing by 2:00 p.m. ET on a day that the bank is open for business. Income verification may be required, which may delay availability of funds. Additional conditions may apply. All credit products are subject to credit approval and other program terms.
To apply, you must:
- Be 18 years of age or older
- Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- Agree to provide additional personal and business information, if requested, such as tax returns and financial statements
- Certify that all information submitted in the application is true and correct
- Authorize the bank and/or a credit bureau to investigate the information on the application
MORTGAGES, PERSONAL LOANS AND CREDIT CARDS ARE NOT FDIC INSURED OR GUARANTEED.
