Compare Savings Accounts

Save the way you want.

With a Key savings account, you'll have a safe place to save for goals or unexpected expenses. Whether you're new to saving or not, we have an account that will help you set aside money in a way that's right for you.

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Key Active Saver® Account

No monthly maintenance fees. It’s a savings account, not a country club.

More KeyBank Savings Accounts

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Key Active Saver® 

Start saving with just $10.

  • Waive the monthly maintenance fee1
  • Set up automatic savings with EasyUp

Rates & Fees

Schedule an Appointment
  • $41

    Waivable Monthly Maintenance Fee
  • $10

    Minimum Opening Deposit
  • Yes2

    Use Account for Overdraft Protection
  • Gain an interest boost when your balance hits $5,000 or more
  • Several ways to waive the monthly maintenance fee1

Rates & Fees

Schedule an Appointment
  • $121

    Waivable Monthly Maintenance Fee
  • $503

    Minimum Opening Deposit
  • Yes2

    Use Account for Overdraft Protection
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Key Gold Money Market Savings® Account 

Higher balances earn higher interest.

  • Higher interest rates on balances $25,000 and above to help grow your savings even faster
  • Easy access to your money at your local branch or ATM

Rates & Fees

Schedule an Appointment
  • $182

    Waivable Monthly Maintenance Fee
  • $25,0004

    Minimum Opening Deposit
  • Yes2

    Use Account for Overdraft Protection
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Health Savings Account (HSA)

Tax-free savings for qualifying medical expenses.

  • Contributions can be made by you or your employer
  • Withdraw funds tax-free to pay for qualified healthcare costs

Rates & Fees

Schedule an Appointment
  • $51

    Waivable Monthly Maintenance Fee
  • $0

    Minimum Opening Deposit
  • No2

    Use Account for Overdraft Protection
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Key4Kids® Savings Account

Perfect account for beginners.

  • For children under age 18, without monthly maintenance fees
  • Interest-bearing account, compounded daily
  • $0

    Waivable Monthly Maintenance Fee
  • $10

    Minimum Opening Deposit
  • No2

    Use Account for Overdraft Protection

Why Bank With Key?

EasyUp®
Save a little, every time you make a debit card purchase with EasyUp automatic savings.

Secure online & mobile banking
Deposit checks in the mobile app, pay bills, send money to friends and family, and more.5

Convenient locations
Visit us at any one of our 1,000 branches and 40,000 KeyBank ATMs nationwide when you use your KeyBank Debit Mastercard®.

Overdraft protection
Link your eligible savings accounts to automatically cover overdrafts without a transfer fee when you have available funds in your savings account.

Mobile check deposit
Use the mobile app and the camera on your smartphone or tablet to deposit checks directly into your account.5

Account alerts
Set custom alerts so that you receive text or email updates about the account information that’s important to you.6

Please read our Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.

1

The following requirements must be met in order to waive the monthly maintenance fee on each type of savings account listed in the chart above:

The $4.00 monthly maintenance fee for Key Active Saver Account will be waived if the following requirement is met:

  • There is no monthly maintenance fee if you are an owner on a KeyBank consumer checking account (including the KeyBank Hassle-Free Account®), otherwise the fee will be $4.00.

The $18.00 monthly maintenance fee for Key Gold Money Market Savings Account will be waived if both of the following requirements are met:

  • The Daily Balance is $25,000.00 or more during the monthly statement period AND
  • Maintain a KeyBank consumer relationship package checking account.

The $12.00 monthly maintenance fee for Key Silver Money Market Savings Account will be waived if at least one of the following requirements is met:

  • Currently have or open a Key Advantage®, Key Privilege® or Key Privilege Select® checking account
  • The minimum daily balance is $5,000.00 or more during the monthly statement cycle
  • A monthly direct deposit of at least $25.00 is credited to your Key Silver Money Market Savings Account during the monthly statement cycle
  • A recurring monthly online banking transfer of $25.00 or more from another KeyBank deposit account is transferred to the Key Silver Money Market Savings Account during the monthly statement cycle.

The $2.50 or $5.00 monthly maintenance fee for Health Savings Account will be waived if both of the following requirements are met:

  • The Monthly Daily Balance is $500.00 or more during the monthly statement period AND
  • Direct deposit is established.
2

Subject to the terms of the Savings Overdraft Protection Agreement.

3

The $50 minimum opening deposit must come from funds not currently held in accounts at KeyBank or its affiliates and will be eligible for promotional rates.

4

This minimum opening deposit must come from funds not currently held in accounts at KeyBank or its affiliates.

If you close your account within 180 days, you will be charged an account early closure fee.

5

Subject to terms and conditions in Service Agreement.

6

Message and Data rates may apply.

EasyUp

make saving as easy as spending.

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Financial Wellness

reveal your financial personality & reach your goals.

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Financial Wellness

a 30-minute chat with a banker can help you reach your goals.

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Contact Us Icon

Call Us

1-800-KEY2YOU® (539-2968)

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

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Schedule an Appointment

Talk to a Branch Manager in your neighborhood.

Schedule an appointment now

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Find a Branch or ATM

Contact Us Icon

Call Us

1-800-KEY2YOU® (539-2968)

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

Contact Us Icon

Schedule an Appointment

Talk to a Branch Manager in your neighborhood.

Schedule an appointment now