KeyBank Hassle-Free Account®
Checkless account with no monthly maintenance fees.
An easy-to-use account, with the chip-secure debit card and secure mobile banking you need – and none of the fees you don’t.
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Features and Benefits
Forget the fees
No overdraft, monthly maintenance or minimum balance fees.1 That’s why we call it Hassle-Free.
KeyBank Debit Mastercard®
Enjoy chip security, Tap & Go® technology and all the benefits of Mastercard®.
Secure online & mobile banking
Deposit checks in the mobile app, pay bills, send money to friends and family, and more.
Common Questions About the KeyBank Hassle-Free Account®
No checks, no problem. This is a checkless account with digital features that make paying just about anyone quick and easy. You can pay people or businesses using automatic payment deductions, wire transfers, online bill pay, debit or credit cards. Bill Pay makes it safe, secure and easy to pay bills; use it to pay almost anyone you'd normally pay by check. You maintain control, determining when and how much to pay. Best of all, bill pay is a free feature of online and mobile banking.
If you do not have sufficient funds available in your KeyBank Hassle-Free Account to cover a transaction, this may cause the transaction to be declined.
However, based on how the payment transaction was presented to KeyBank and whether the merchant requested available balance verification, it is possible a payment could be posted to your account resulting in an overdraft situation.
In the rare case that your account is overdrawn, KeyBank will not charge you an overdraft or NSF (non-sufficient fund) fee.
No. The KeyBank Hassle-Free Account is a checkless account. Any checks presented to KeyBank for payment will not be paid from this account and will be returned for non-sufficient funds. (It is important to note, you may be charged a fee by the merchant for any transaction KeyBank declines to pay against your account.)
Other miscellaneous charges apply.
Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
Please read our Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.
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