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Clifton Park

525 Vischer Ferry Rd

Clifton Park, NY 12065

Clifton Park

1532 Route 9

Clifton Park, NY 12065

Colonie

95 Wolf Rd

Colonie, NY 12205

Ballston

2031 Doubleday Ave

Ballston, NY 12020

+ Other Locations

Patrick O'Connor

Mortgage Loan Officer

NMLS# 763689

Contact Me

Expert guidance every step of the way.

Whether you need help with buying a new home or refinancing your existing mortgage, I will work closely with you to find the home loan that fits your needs.

Recognition

About Key

KeyCorp (NYSE:KEY) is one of the nation’s largest bank-based financial service companies. Key companies provide investment management, retail and commercial banking, consumer finance, and investment banking products and services to individuals and companies throughout the United States.

Make Your Next Move

The information, advice and tools you need to buy a home, refinance your home or use the equity you have in your home.

Mortgage Rates

check today’s best rates, especially for clients.

Refinance Rates

find out if refinancing your mortgage is right for you.

Home Equity Options

make informed decisions based on your needs.

Figure out how much you would pay each month.

Our easy-to-use calculators can show you how much house you can afford and what you could save if you refinance.

Affordability Calculator Refinance Calculator
Home Ownership

when should I refinance my mortgage?

Prequalification Checklist

get started on your home prequalification.

Home Ownership

what is home equity? choosing a home equity loan or HELOC.