Auto Loan
Fixed-rate loan to get you on the road.
Whether you're buying a new or used car, or looking to refinance2 your existing loan, KeyBank has competitive interest rates and terms to meet your needs.
Overview
| Interest Rate | Fixed |
|---|---|
| Loan Amount | Minimum $5,000 |
| Repayment Term | Up to 72 months1 |
| Collateral Needed | Yes |
Estimate your monthly payment.
Rates based on 44114 ZIP code |
Estimating your payment.
We'll quickly estimate your monthly payment based on the ZIP code, loan amount and term length you enter.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, financial, tax, or legal advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and and are for illustrative purposes only. We encourage you to seek personalized advice from qualified professionals regarding all personal financial matters. Calculators do not include the fees and restrictions that certain products may have. Please visit the applicable banking product pages on key.com for specific terms and conditions, or visit any KeyBank branch to discuss what products may be appropriate for you.
Features
- Have your financing in hand before you go to the dealership.
- Flexible payment options
- Easily manage your loan and make payments in online banking
All credit products are subject to collateral and/or credit approval.
To apply for an Auto Loan, you must: (1) Be 18 years of age or older; (2) Have a valid Social Security number (3) Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA; (4) Agree to provide additional personal and business information, if requested, such as tax returns and financial statements; (5) Certify that all information submitted in the application is true and correct; (6) Authorize the bank and/or a credit bureau to investigate the information on the application.
The actual rate and payment amount may vary and is determined by the product, term, loan amount and your credit qualifications.
As an example, if you were to borrow $25,000 secured by a vehicle title for 72 months at the rate of 10.00% APR, your monthly payment would be $463.15. If you pay off your loan in full within the first 18 months, we may charge an early payoff fee of $150, where permitted by law. This fee does not apply if your loan term is 18 months or less.
This auto loan refinance offer is not available for purchase or lease buy-out applications. The auto refinance offer cannot be used to refinance a KeyBank auto loan.