Figuring out how best to pay off multiple credit cards can be complicated. KeyBank’s Pay Off Calculator for Multiple Credit Cards shows you the best method for paying off your debts, so you can move forward with a solid debt reduction plan. If you’re struggling with a single balance, try our Credit Card Pay Off Calculator.

How It Works

This calculator helps you pay off your credit card debt based on interest rates. Enter your credit card balances and an additional roll-down amount (additional payment). The calculator will then apply your additional monthly payment to the credit card with the highest rate. When that credit card is paid in full, the card with the next highest rate will be paid down. This continues until you have rolled through all your credit cards and your debt is paid in full. Click the "View Report" button for a detailed look at the results.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Calculators do not include the fees and restrictions that certain products may have. Please visit the applicable banking product pages on key.com for specific terms and conditions, or visit any KeyBank branch to discuss what products may be appropriate for you.

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call us

Call Us

1-800-KEY2YOU® (539-2968)

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

Schedule and Appointment

Schedule an Appointment

Talk to a Branch Manager in your neighborhood.

Schedule an appointment now