Up to 85% Loan to Value *
85%-100% Loan to Value *
To apply for one of our home equity loans, you must be:
Please read our Disclosures. If you applied for your credit account online within the last 90 days, you may also review the original disclosures provided to you.
1 Subject to credit approval. The APRs include a $125.00 origination fee and assumes use of the bank's optional automatic payment deduction plan from a KeyBank checking or savings account. Add 0.25% to stated rates when an automatic deduction plan is not established from a KeyBank checking or savings account. Normal checking or savings account service charges apply. Please refer to specific checking or savings account disclosures for details. Closing cost waiver applies on loan applications of $250,000.00 or less ($250,000.00 or less in NY and FL). Loans above $250,000.00 pay title insurance premium from $12.50 - $2,859.00. NY and FL loans above $250,000.00 pay mortgage tax and doc stamps. Typical loan payment examples are as follows: If you borrow $10,000 secured by an owner occupied home, for 60 months at 5.90% APR, the monthly payment would be $192.89 or if you borrow $10,000 secured by a non-owner occupied home, for 60 months at 7.91% APR, the monthly payment would be $202.36. Actual rates, APRs, fees, payment amounts and terms are based on loan to value (LTV), product, term, loan amount and credit qualifications. Rates are subject to change without notice and are determined from those offered as of the date of application.
2 Consult your tax advisor regarding the deductibility of interest.
* Loan to value ratios apply only to loans secured by owner occupied real estate.
Subject to credit approval.
KeyBank is Member FDIC.
† Your checking account must be enrolled in KeyBank Relationship Rewards prior to account opening to qualify for points.
There may be an annual fee for the KeyBank Relationship Rewards program based on the type of checking account you have. Point values earned for Activities, Bonus Activities and for opening, signing up for or being approved for a Relationship Product are subject to change. There is a monthly cap of 1,500 points for Activity Point categories.