Home Equity Loans

This product is eligible for KeyBank Relationship Rewards. Visit key.com/rewards to learn more. A home equity loan is based on the amount of equity in your home. It has a fixed rate and term, usually between 5 to 30 years¹. If you have a one-time need for cash and prefer the security of a fixed rate, a home equity loan may be for you.

Home Equity Loan Features and Benefits

  • Standard and High Value Home Equity Loan options offered, with  borrowing limit based on your home's appraised value
  • Manage your home equity loan through Online Banking
  • Transfer funds online from another KeyBank account to make payments to your home equity loan 
  • Interest paid on home equity loans may be tax-deductible2
  • Earn 25,000 KeyBank Relationship Rewards®  points for opening a new Home Equity Loan and expanding your relationship with KeyBank.

Standard Home Equity Loan


Up to 85% Loan to Value *

High Value Home Equity Loan


85%-100% Loan to Value *