Home Equity Loans & Lines

Whether you are buying your first home, or improving the one you have, KeyBank offers a variety of home equity loans and line of credit options to meet your needs - both big and small.


Compare Selected

Home Equity Line of Credit (HELOC)

Select to compare

Based on accumulated home equity, a HELOC offers a variable-rate revolving line of credit that may be borrowed again as the principal is repaid. Plus, you can connect it to your KeyBank checking account for overdraft protection1.

Benefits

  • Depending on your needs and home equity, choose Standard or High Value HELOC
  • Lock in up to three low fixed-rate options with flexible payment methods
  • Easily access funds by check, KeyEquity Gold MasterCardĀ®, or direct transfer

View Details

Key benefits Continuous access to available credit; flexible payment options; ability to lock in fixed rate options
Rates Variable with the ability to lock in fixed rate options
Payments Flexible payment options; interest only; principal plus interest

Home Equity Loans

Select to compare

A Home Equity Loan is based on the amount of equity in your home and has a fixed rate and term, usually between 5 to 30 years.

Benefits

  • Standard and High Value Home Equity Loan options availableĀ 
  • Offers security of fixed-rate loan
  • Manage your loan through Online Banking

View Details

Key benefits Fixed rate; fixed monthly payment
Rates Fixed
Payments Fixed monthly payments

Home Improvement Loan

Select to compare

A KeyBank Home Improvement Loan is a fixed rate loan that requires no collateral with loan proceeds being used for home improvements.

Benefits

  • Designed to finance home repairs or improvements, remodeling projects, new roof or windows, new patio or driveway, room additions, a pool, and more, without tapping into home equity
  • Minimum loan amount $5,000
  • Competitive fixed rates, lower than most credit cards, and same day approval*

View Details

Get Rates

Key benefits Unsecured fixed rate with fixed monthly payment
Rates Fixed
Payments Fixed monthly payments
Compare Selected