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Enjoy lower interest rates and payments with a KeyBank conventional adjustable rate mortgage. After the initial fixed-rate period, interest rates may change periodically based on loan terms and market conditions.

Overview

Overview of product features.
Interest Rate

Varies once fixed-rate period ends

Fixed-rate Period

5, 7, or 10 years1

Ideal if you

Plan to refinance or move soon after purchasing

Features

  • Initial interest rate fixed for a specific time period at a lower rate, so you get an initial monthly payment that’s usually lower than that of a fixed rate mortgage.
  • Available for one to four unit primary, secondary homes and investment properties.

Contact Us

We'll walk you through your options. With your rates, terms and benefits in hand, you'll have everything you need to take the next step.

Ask questions, explore your options. Call us or schedule a time to have us call you.

1-888-KEY-0018

TDD/TTY: 1-800-539-8336
Mon-Fri: 8:00 a.m. – 8:00 p.m. ET
Sat: 9:00 a.m. – 3:00 p.m. ET

Meet with a mortgage loan officer near you.

Directory

NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. Information and offers are subject to change without notice. All loans are subject to credit and collateral approval. Not all loans or products are available in all states.

NMLS# 399797

1

Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/6 mo. ARM, 7 years for a 7/6 mo. ARM, 10 years for a 10/6 mo. ARM) and assume a 30-year repayment term.

Typical loan payment examples for 5/6 mo. ARM are as follows: If you borrow $175,000 secured by an owner-occupied home, with a loan-to-value ratio (LTV) of 75% and an initial interest rate of 2.500% (2.911% APR), 60 monthly payments of $691.46, followed by 300 monthly payments of $691.46 thereafter.

Typical loan payment examples for 7/6 mo. ARM are as follows: If you borrow $175,000 secured by an owner-occupied home, with a loan-to-value ratio (LTV) of 75% and an initial interest rate of 2.625% (2.898% APR), 84 monthly payments of $702.89, followed by 276 monthly payments of $702.89 thereafter.

Typical loan payment examples for 10/6 mo. ARM are as follows: If you borrow $175,000 secured by an owner-occupied home, with a loan-to-value ratio (LTV) of 75% and an initial interest rate of 2.750% (3.368% APR), 120 monthly payments of $714.42, followed by 240 monthly payments of $714.42 thereafter.

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Call Us

1-888-KEY-0018

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

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Talk to a Mortgage Loan Officer in your neighborhood.

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