Combination Mortgage

Two layers of financing to bring you home.

Explore all your options, including combination or “piggyback” loans from KeyBank. Combining a traditional mortgage with a home equity loan may provide you a greater loan amount overall with a low down payment.

Overview

Loan Parts

80% loan-to-value (LTV) first mortgage, 10% LTV second-lien home equity loan

Down Payment

10%

Private Mortgage Insurance (PMI)

Not required

Features

  • Potential to qualify for a larger mortgage amount
  • Provides the opportunity to avoid a PMI requirement
  • Gives you flexibility, so you can use your money to keep your financial wellness goals on track

Contact Us

We'll walk you through your options. With your rates, terms and benefits in hand, you'll have everything you need to take the next step.

Directory

NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. Information and offers are subject to change without notice. All loans are subject to credit and collateral approval. Not all loans or products are available in all states.

NMLS# 399797

Mortgages

KeyBank clients can get a .25% interest rate discount.

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Mortgage Calculators

figure out how much house you can afford.

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Call Us

1-888-KEY-0018

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

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Schedule and Appointment

Talk to a Mortgage Loan Officer in your neighborhood.

Schedule an appointment now

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Find a Branch or ATM

Contact Us Icon

Call Us

1-888-KEY-0018

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

Contact Us Icon

Schedule and Appointment

Talk to a Mortgage Loan Officer in your neighborhood.

Schedule an appointment now