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Use KeyBank Plus® and you can keep more of what's yours. Made for non-account holders, KeyBank Plus charges you a low 1.5% check cashing fee, plus gives you up to five free money orders and more. After all, it shouldn’t cost a chunk of your check just to cash it.


You'd be surprised what can fit inside one of these envelopes.

A tank of gas, groceries for three, laundry night every Tuesday, supplies for a school project, hot water for the whole house, a birthday gift, and a pack of gum at the register, just because.

How does all of that squeeze in there?

KeyBank Plus has check cashing rates as low as 1.5% to help you save money and make room for a little extra.

Benefits and Features

  • No account needed. We’ll cash any approved payroll and government checks even if you have an existing ChexSystems record—just bring one form of photo I.D., like a valid driver’s license, state I.D. card or Matricula Consular.3
  • Free money orders. Get up to five free money orders with every check cashed.
  • Every fifth check is free. Keep more of your money with our low 1.5% check cashing rate, and pay nothing for every fifth check. (Tax refund checks are not counted toward the five.)
  • One-on-one advice from a community banker. Tell us about your money needs. Ask questions. We’ll always give you our best tips and advice.

KeyBank Plus Check Cashing Fees:

Fee Percentage


Minimum Fee


Maximum Fee

$25.00 (No max. for tax refund checks)

Find a KeyBank Plus

Visit any of our 83 locations in Colorado, Indiana, Maine, New York and Ohio.

KeyBank Plus Locations

The Right Account Makes all the Difference. See Ours


If Money Talks, Why is it so Hard to Talk About? We Can Help


Here’s the Difference Between Certified and Cashier’s Checks


A check-cashing fee of 1.5% of the face value of the check applies. There is a minimum fee of $3.00 and a maximum fee of $25.00, except for tax refund checks which have no maximum fee. Maximum check amount $4,999, other than tax refund checks which have a maximum check amount of $9,999 until April 30 of each year, and a maximum check amount of $5,000 after April 30.


The applicable fee is waived for every fifth check cashed, excluding tax refund checks. See a Key branch office representative for more details.


Other forms of photo I.D. accepted. Check with your KeyBank Plus branch.

Call Us

1-800-KEY2YOU® (539-2968)

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