Personal Loans & Lines of Credit

Key offers a variety of personal loans and personal lines of credit options to meet your financing needs.
Compare Selected

Cash Reserve Credit (CRC)

Select to compare

KeyBank Cash Reserve Credit is an unsecured line of credit that allows you to guard against unplanned cash-flow shortages, and provide overdraft protection. 

Benefits

  • No collateral required and same day approval*
  • Line amounts range from $1,000 up to $10,000 and flexible payment options are available
  • Access account information and balance details with Online Banking

View Details

Rates & Fees

Key benefits Continuous access to available credit
Rates Variable
Payments Principal plus interest
Relationship Rewards product points 5,000†

Preferred Credit Line

Select to compare

Our Preferred Credit Line is an unsecured personal line of credit that gives you quick, convenient access to available funds. It helps you manage your monthly expenses through one low consolidated payment while providing overdraft protection on your KeyBank personal checking account. The Preferred Credit Line is ready for use anytime and anywhere you choose.

Benefits

  • Lines of credit amounts range from $5,000 up to $30,000 and same day credit approval* is available
  • Manage your monthly expenses into one low consolidated payment
  • Easy, convenient access to funds by check, Gold MasterCard®, or online transfer
  • Can be linked to your KeyBank checking account to provide overdraft protection

View Details

Rates & Fees

Key benefits Continuous access to available credit; flexible payment options
Rates Variable
Payments Variable; principal plus interest
Relationship Rewards product points 10,000†

Unsecured Personal Loans

Select to compare

Unsecured personal loans require no collateral and are designed as a one-time disbursement of funds for a specific purpose. They provide you the security and convenience of fixed monthly payments over a specified term.

Benefits

  • No collateral required
  • Minimum loan amount $5,000; Same day approval*
  • Competitive fixed rates, lower than most credit cards
  • Transfer payment funds online and access your unsecured personal loan information and balance details through Online Banking

View Details

Rates & Fees

Key benefits Fixed rate; fixed monthly payment
Rates Fixed
Payments Fixed monthly payments
Relationship Rewards product points 15,000†

Secured Personal Loans

Select to compare

Personal loans are designed as a one-time disbursement of funds for a specific purpose. They provide you the security and convenience of fixed monthly payments over a specified term.

Benefits

  • Minimum loan amount $5,000
  • Competitive fixed and variable rates
  • Access your Secured Personal Loan information and balance through Online Banking

View Details

Key benefits Fixed rate; fixed monthly payment
Rates Fixed
Payments Fixed monthly payments
Relationship Rewards product points 15,000†
Compare Selected