Compare Personal Loans and Lines of Credit
Find features and benefits that work for you.
Whether you need to make a big purchase, handle expenses or consolidate debt, we’ve got you covered with smart borrowing options to help you reach your financial goals.
KeyBank Personal Loan Account 1 of 4
Flexible lending with no collateral
- Fixed rates, so you won’t get hit with rising interest rates
- Flexible terms with up to seven years to repay
KeyBank Preferred Credit Line Account 2 of 4
Large, no-collateral credit line you can access with checks or online
- $50 annual fee1
- No collateral
- Borrow up to your credit limit, repay, then borrow again
KeyBank Secured Personal Loan Account 3 of 4
Fixed rate loan to finance your many different interests.
- Fixed rates
- Same day approval
All credit products are subject to credit approval.
The annual fee is waived for the duration the account is open if you are an owner on a KeyBank deposit account at the time of origination. If you do not own a KeyBank Deposit Account, you will be charged a $50 annual fee. For Key Privilege Select, the overdraft advance fee is also waived.
Take Control of Your World. Take a Quick Step Towards Being Debt Free
If you think de-cluttering feels great, wait until you try it with your bills.
Secured vs Unsecured Loan: What's the Difference?
See the difference collateral makes.
Lines of Credit vs Loans
See which can work better for you.