Personal Loan and Line of Credit Comparison

Whether you need to make a big purchase, handle expenses or consolidate debt, we’ve got you covered with smart borrowing options to help you reach your financial goals.

Compare Personal Loan Accounts

Select Up To 3 Personal Loan Accounts 0 3 Selected

KeyBank Personal Loan
Consolidate high interest debt under one simple loan to help you save money and improve your financial wellness. Apply online or in a branch, and you can have your funds as soon as the same day.¹
KeyBank Secured Personal Loan
If you’re planning to purchase a jet ski, snowmobile, ATV, or tractor, get approved for a KeyBank Secured Personal Loan before you shop, so you can save money by negotiating like a cash buyer.
KeyBank Preferred Credit Line
Open a line of credit to access when you need to, so you won’t have to apply for a new loan each time you make a large purchase, home improvement or face unexpected expenses. It’s credit, simplified.
KeyBasic Credit Line
A revolving credit line makes accessing cash simple. Access the funds online or in a branch, to make purchases, pay bills, or set up overdraft protection, so you’re prepared for what comes up.


KeyBank Personal Loan Flexible lending with no collateral Apply Now	KeyBank Secured Personal Loan Fixed rate loan to finance your many different interests. Schedule an Appointment	KeyBank Preferred Credit Line Large, no-collateral credit line you can access with checks or online Apply Now	KeyBasic Credit Line Revolving, unsecured credit line used for overdraft protection Apply Now
KeyBank Personal Loan Overview: Fixed rates, so you won’t get hit with rising interest rates Flexible terms with up to seven years to repay	KeyBank Secured Personal Loan Overview: Fixed rates Same day approval	KeyBank Preferred Credit Line Overview: Borrow up to your credit limit, repay, then borrow again Can be used for overdraft protection Free checks	KeyBasic Credit Line Overview: Borrow up to your credit limit, repay, then borrow again as needed Access online or in a branch
Interest Rate Fixed	Interest Rate Fixed	Interest Rate Variable	Interest Rate Variable
Payments Fixed monthly	Payments Fixed monthly	Payments Variable, principal plus interest	Payments Variable, principal plus interest
Flexible Payment Options is available with KeyBank Personal Loan	Flexible Payment Options is available with KeyBank Secured Personal Loan	Flexible Payment Options is available with KeyBank Preferred Credit Line	Flexible Payment Options is available with KeyBasic Credit Line
Line of credit amount Minimum $5,000	Line of credit amount Minimum $5,000	Line of credit amount $2,000 to $50,000	Line of credit amount $250 to $5,000
Continuous access to available credit is not available with KeyBank Personal Loan	Continuous access to available credit is not available with KeyBank Secured Personal Loan	Continuous access to available credit is available with KeyBank Preferred Credit Line	Continuous access to available credit is available with KeyBasic Credit Line
Apply Now Learn More Schedule an Appointment	Schedule an Appointment Learn More	Apply Now Learn More Rates & Fees	Apply Now Learn More Rates & Fees