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Mobile Check Deposit

A feature of KeyBank's mobile apps, Mobile Deposit lets you use your mobile device to deposit checks1 by phone and mobile application wherever you are, 24/7. There's no need to go to a branch or ATM, saving you time, and making depositing paper checks a quick and convenient experience. Plus, with deposit history, you can view details and check images made in the last 90 days, up to the last 100 deposits.

Mobile Deposit is accessible through our iPhone® and Android™.

In order to use this feature, you must:

Easy to use

When you launch Mobile Deposit from your mobile app, depositing checks is simple. Follow the deposit guidelines (see tab below) and browse our Mobile Banking FAQs for additional information on how to deposit checks with Mobile Deposit.

Mobile Deposit Fees

There is no fee to use mobile deposit See accounts eligible for mobile deposit

Mobile Deposit Limits

Clients with relationship accounts can deposit up to $10,000 over any rolling 30-day period. This is the cumulative limit applied across all eligible accounts.

Other eligible accounts are limited to $5,000 in mobile deposits over any rolling 30-day period.

Mobile Deposit Guidelines

To help ensure that your mobile deposit is accepted, follow these guidelines:

  • Endorse the check with your (the account holder's) signature and mark it "For KeyBank Mobile Deposit Only"
  • When photographing the back of the check, the endorsement must be on the right side of the picture
  • Be sure to include all four corners of each check; images that are "blurry" cannot be accepted
  • Make sure the dollar amount entered when making the deposit matches the amount on the check
  • Keep your checks for 14 days. After 14 days, validate that the correct amount has been deposited into your account and then destroy your check

Funds Availability

Deposited funds will be available the next business day provided a hold is not placed on the deposited funds.