KeyBank Relationship Rate®
Full relationships make us happy.
When you do most of your banking with us, we call it having a full relationship. And when you have a full relationship with KeyBank, we thank you — with a special KeyBank Relationship Rate. It’s a higher interest rate that we add to your interest-bearing KeyBank accounts, so you can save more, more easily.
What’s the KeyBank Relationship Rate?
It’s a special rate on qualified interest-bearing accounts that’s only for clients who have a savings or investment account, an engaged checking account and a credit account with KeyBank.1
Qualify for the KeyBank Relationship Rate
To qualify for the KeyBank Relationship Rate, you need to have at least three KeyBank account types, including:
Accounts That Earn the KeyBank Relationship Rate
While almost any checking, savings or investment, and credit accounts can qualify you for earning the KeyBank Relationship Rate, you’ll earn that special rate on certain interest-bearing accounts, including:
Talk to a Banker
If it feels like there’s a door standing between you and financial happiness, we’ll hold it open. See how you can get from where you are, to where you want to be.
Frequently Asked Questions
- How do I know if I’m earning a KeyBank Relationship Rate?
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If you have the qualifying accounts but aren’t sure that you’re earning the rate, call us at 1-800-KEY2-YOU®. For clients using a TDD/TTY device, please call 1-800-539-8336. You’ll see your KeyBank Relationship Rate applied to your qualified interest-bearing accounts during the first full week of the month following the month that you met the requirements.
- Is the KeyBank Relationship Rate different from the special mortgage rate for KeyBank clients?
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The KeyBank Relationship Rate and the special mortgage rate for KeyBank clients are different, and clients can receive both.
To qualify for the special .25% interest rate discount on mortgages, you must have a KeyBank checking account and a KeyBank savings or investment account.
- Does my rate expire?
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You’ll keep getting your relationship rate for as long as you have the qualifying accounts.
Should you stop meeting the requirements, your interest rate will revert to the current variable interest rate in effect at the time, and that rate will be applied during the first full week of the following month.