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Calculate interest on a CD

Investing in a CD Ladder

Calculating compound interest

 
 

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Certificates of Deposit (CDs)

KeyBank offers a variety of CDs (Certificates of Deposit) to help you reach your financial goals. Earn higher interest rates for higher balances with Key Tiered CD accounts, achieve your short term savings needs with Key Short Term CD® accounts, or for balances of $100,000 and greater, take advantage of Key Jumbo CDs. Plus, earn 10,000 KeyBank Relationship Rewards® points for opening a CD account†. Compare our certificate of deposit offerings and CD rates below.
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Key Short Term CD Accounts
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Our Key Short Term CD® is a flexible savings option to help you round out your investment portfolio. Key Short Term CDs are offered in terms of seven days to less than six months.

Benefits

  • Minimum balance $2,500
  • Interest compounded daily for the highest possible yields
  • Eligible for Relationship Reward, an interest rate incentive for clients who have a Key Advantage, Key Privilege, or Key Privilege Select checking account.

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Account overview For those with savings of $2,500 or more for 6 months or less
Minimum savings account balance to avoid maintenance fees 1 None
Monthly maintenance fee None
Relationship Rewards product points 10,000†

Key Tiered CD Accounts
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Get higher interest rates with a higher balance on tiered CD accounts.

Benefits

  • Four interest rate tiers, each based on your balance 
  • Choose terms from six months to ten years, or anywhere in between
  • Interest compounded daily for the highest possible yield
  • Eligible for Relationship Reward, an interest rate incentive for clients who have a Key Advantage, Key Privilege, or Key Privilege Select checking account.

View Details
Account overview For those with savings of $2,500 or more for 6 months or greater
Minimum savings account balance to avoid maintenance fees 1 None
Monthly maintenance fee None
Relationship Rewards product points 10,000†

Key Jumbo CDs
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Intended for balances of $100,000 and greater, a Key Jumbo CD is a great large denomination savings option.

Benefits

  • Terms from seven days to 120 months with four interest rate tiers each based on your balance 
  • Interest compounded daily for the highest possible return 
  • Eligible for Relationship Reward, an interest rate incentive for clients who have a Key Advantage, Key Privilege, or Key Privilege Select checking account.

View Details
Account overview For those with savings of $100,000 or more for 7 days or greater
Monthly maintenance fee None
Relationship Rewards product points 10,000†
Balances qualify for relationship balances Yes
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