Home Ownership

Understanding Foreclosure

It’s important for property owners to understand foreclosure and the foreclosure process. By learning about foreclosure, you’ll gain insights into the impacts of foreclosure and how to avoid it.

How to Get Preapproved for a Mortgage

If you're thinking about buying a home, getting preapproved for a mortgage is an essential first step. In this comprehensive guide, we walk you through the process, from understanding what preapproval means to gathering the necessary documents and finding the right lender for your needs.

First-Year Costs of Homeownership

If you’re like most homebuyers on a budget, you’re probably paying close attention to the asking price of homes on the market. You may even have a ballpark figure or mortgage payment in mind. That’s a great start. But it’s important to be aware that the cost of buying a house is a bit more complicated than the asking price. We can help you prepare for all the costs and build a budget so you can take this exciting step with confidence.

Tips to Improve Your Credit Score for Homebuying

Banks use several factors to determine how to approve someone for a mortgage loan, including your credit score and debt-to-income ratio. Here are some tips that can help you improve your credit score.

Tips for Finding Home Sweet Home in Any Market

Between a fluctuating housing market and high mortgage rates, the homebuying process can be tricky. Learn how to navigate the unpredictable housing market here.

5 Tips for First-Time Homebuyers in Their 20s

Read these tips for first-time homebuyers to help you decide if you're ready for homeownership.

How to Qualify for an FHA Loan

The federal government created the FHA loan program to improve housing standards, stabilize the mortgage market, and to help make mortgages more affordable and accessible. If you want to purchase a home but aren't sure if you have the means to do so, here's what you need to know in order to qualify for an FHA loan.

Affordable Homeownership Tools and Resources: Making the Dream of Affordable Homeownership a Reality

Many potential homebuyers are unaware of the tools, resources and affordable offerings available to them. 

What Should You Expect When Buying a House?

Buying a new house can be complicated, but it doesn’t have to be intimidating. These steps will take you from start to close to home sweet home.

Questions to Ask Your Mortgage Loan Officer

Your journey toward homeownership begins with someone who can help you get a mortgage — your mortgage loan officer.

Insider Tips for Buying a New Home

These insider tips for buying a new home will help you find the perfect house without falling into common traps.

Homebuyers, Your Biggest Purchase Deserves Our Best Advice

Buying a home is the single largest purchase most people make. That’s why we’ve put together this helpful guide for first-time homebuyers.