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Making good, confident financial decisions starts with good information. Nobody’s born knowing about banking, but studies show that financial literacy is linked to better financial health. Here, we break down banking terms, ideas and accounts to help you take the next step toward your goals.

Everything You Need to Know About…

Savings & CDs

What Are Bank CDs?

Build savings with Certificates of Deposit.

December 2019

APR vs APY

What's the difference and how do they work?

December 2019

What is an APY and How Does It Work?

Learn how annual interest is calculated.

December 2019

Cashier's Check vs Certified Check

Know the difference and when to use each.

December 2019
Mortgage

15- or 30-Year Mortgage

Find out which is right for you.

December 2019

What Does a Notary Do?

Why you might need one and what to expect.

December 2019

What is a 401(k) Plan?

How it works and how to make the most of it.

December 2019
Borrowing

Lines of Credit vs Loans

See which can work better for you.

December 2019
Borrowing

Secured vs Unsecured Loan: What's the Difference?

See the difference collateral makes.

December 2019

What Does it Mean to Refinance a House?

When to do it and what to consider.

December 2019

Banking Terms and Definitions

Glossary of banking terms you should know.

May 2018

What Should You Expect When Buying a House?

Buying a house can be complicated, but it doesn’t have to be intimidating. These steps will take you from start to close to home sweet home.

May 2021

Good Debt. Bad Debt.

Not all debt is equal. Some kinds can help you, while others will only make life harder. And it varies from person to person.

July 2021

Debt-to-Income Ratios Explained. What is a Debt-to-Income Ratio?

Your debt-to-income ratio – or DTI for short – is a number that compares how much you owe each month to how much you earn each month.

July 2021

15-Year and 30-Year Mortgages – What’s the Difference?

The difference between a 15-year and 30-year fixed-rate mortgage loan goes beyond the time it takes to pay them off. Which one makes the most sense for you? Use this guide to help you decide.

June 2021

Take a Small Step Toward Better Finances

In 30 minutes, you can have a plan that fits your life. Schedule a Key Financial Wellness Review®.