What if saving were as easy as spending?

To use EasyUp, you need three things:

• KeyBank online banking. Sign on or enroll today.
• A personal KeyBank checking account. Compare checking accounts.
• A personal KeyBank savings or money market account (excludes health savings accounts). Compare savings accounts.

Yes, you can use EasyUp with joint accounts.

Yes. This is your money and you can move it from your savings account at any time.

Yes. Go to EasyUp in online banking or the mobile app anytime to pause or resume your transfers, change the amount you want transferred, or switch the accounts you use with EasyUp.

EasyUp preferences are checked daily at 11:59 p.m. ET.

For example, if you pause EasyUp after 11:59 p.m. ET, and a purchase posts to your account after that, your transfer may be processed.

If you resume EasyUp before 11:59 p.m. ET, purchases posted that night will trigger an EasyUp transfer. If you resume EasyUp after 11:59 p.m. ET, transfers will resume the next day.

Key will only process the EasyUp transfer for that day if the available balance in your checking account as of the cutoff time is at least fifty dollars ($50.00), plus the amount of your scheduled daily transfer.

If you have a monthly debt payment set up, Key will not send the payment if there are not sufficient funds in your savings account to cover it. If EasyUp were to cause an account to be overdrawn, no overdraft fee would be charged.

Once EasyUp is added to your checking and savings accounts, you can choose a creditor from a list of major credit providers and follow the prompts to set up your payments.

Yes. Payments made with EasyUp are not a substitute for regular payments to your creditor. The payments are subject to the terms of your credit agreement and may be handled differently by each company. For example, you may be able to use EasyUp to make an extra monthly payment to your mortgage provider. However, depending on that provider’s terms, you may find that the payments do not post to the account until a full mortgage payment is accumulated.

Your EasyUp daily transfers will accumulate in your savings account until 11:59 p.m. ET on the last business day of the month, and be sent on the third day of the next month to the company you selected.

Payments need to be set up and active by 11:59 p.m. ET on the last business day of the month for the payment to go out on the third business day of the next month. You can change the company you’re paying until the third business day.

EasyUp shows posted transactions only. Some debit card transactions can take a few days to post to your account and the timing can depend on the merchant. Once the purchase posts to your account, the EasyUp money will transfer to your savings account.