money tips for college students.

Start college strong with the right checking account.

From classes to jobs, living situations and future plans, college students juggle enough. Managing money should be as stress free as possible. Follow these simple tips to stay on top of your budget and your accounts, so more of your money stays where it matters most—with you.

Our Checking Account Budgeting Tips

TIP 1

Bank whenever, wherever

Staying on top of your banking is easy with the secure features of online banking and mobile apps. Use them anytime to check balances, make transfers, even deposit checks anytime, anywhere.

TIP 2

Set some boundaries

Targeted ads are as common as late-night scrolling, and both can lead to impulse spending. Avoid giving in by keeping just enough money in your checking account to handle your bills and necessities. You'll have the security of knowing your costs are covered, without the budgeting room to make impulse buys.

TIP 3

Simplify banking by opening a savings account, too

Put money you don't need for bills and necessities into a savings account. Especially when they're with the same bank, having two accounts makes it easier to manage money. With one account for spending and one for saving, you stay in control and maintain easy access to your money whenever you need it. Look for accounts with no monthly maintenance fees and no minimum balance or transaction requirements.

TIP 4

Turn on account alerts

Let your bank keep you up to date on your account, deposits, transfers and more. With account alerts, you set custom alerts so you receive text or email updates about the account information that’s important to you.

Ready to get started?

Check out these checking accounts.

If your student is under the age of 18 please schedule an appointment to open an account.

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Key Smart Checking®

Simple checking account with no monthly maintenance fee

  • No monthly maintenance fee, no minimum balance
  • Paper checks and every digital feature
Rates & Fees
  • $0

    Monthly Maintenance Fee

  • No

    Interest Bearing
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KeyBank Hassle-Free Account®

Checkless account with no monthly maintenance fees

  • No monthly maintenance fees, no minimum balance
Rates & Fees
  • $0

    Monthly Maintenance Fee

  • No

    Interest Bearing

Money Quiz

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Saving & Budgeting

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Key Financial Wellness Review®

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1-800-KEY2YOU® (539-2968)

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

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Schedule an Appointment

Talk to a Branch Manager in your neighborhood.

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Find a Branch or ATM

Contact Us Icon

Call Us

1-800-KEY2YOU® (539-2968)

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

Contact Us Icon

Schedule an Appointment

Talk to a Branch Manager in your neighborhood.

Schedule an appointment now